Westby Co-op Credit Union closing costs and rates (2024)
In 2024, Westby Co-op Credit Union originated 100 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $2,659. That is $4,082 below the national median of $6,741. Westby Co-op Credit Union is most active in Wisconsin with 100 originations there.
Purchase Originations
100
Median Total Costs
$2,659
−60.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$777
Median Lender Credits
$98
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 94 | 6.688% | $2,598 | $792 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wisconsin | 100 | 6.625% | $2,659 | #97 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,969 | 6.875% | — | 1 | −$690 | |
| 2 | $2,175 | 6.000% | — | 2 | −$484 | |
| 3 | $2,192 | 6.750% | — | 12 | −$467 | |
| 4 | $2,204 | 7.375% | — | 1 | −$455 | |
| 5 | $2,371 | 7.000% | — | 2 | −$288 | |
| 6 | $2,450 | 6.375% | — | 20 | −$209 | |
| 7 | $2,459 | 6.250% | — | 7 | −$200 | |
| 8 | $2,496 | 7.125% | — | 1 | −$163 | |
| 9 | $2,516 | 7.125% | — | 4 | −$143 | |
| 10 | $2,890 | 7.000% | — | 1 | +$231 | |
| 11 | $2,899 | 7.125% | — | 11 | +$240 | |
| 12 | $2,938 | 6.438% | — | 28 | +$279 | |
| 13 | $2,974 | 8.875% | — | 1 | +$315 | |
| 14 | $3,042 | 7.000% | — | 3 | +$383 | |
| 15 | $3,045 | 6.500% | — | 4 | +$386 | |
| 16 | $3,445 | 7.875% | — | 1 | +$786 | |
| 17 | $3,500 | 7.000% | — | 1 | +$841 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.