Mortgage lender closing cost rankings in Oregon (2024)
In Oregon, homebuyers paid a median of $8,183 in total closing costs on purchase mortgages in 2024, which is above the national median of $6,741. The median interest rate was 6.62% across 35,951 purchase originations. The most active lender was GUILD MORTGAGE COMPANY LLC with 2,966 originations. The lowest-cost lender (with 50+ loans) was TAYLOR MORRISON HOME FUNDING, INC. at $2,905.
Median Total Costs
$8,183
+21.4% vs national ($6,741)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,807
Purchase Originations
35,951
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 25,903 | 6.625% | $6,871 |
| fha | 6,697 | 6.250% | $15,291 |
| va | 3,146 | 6.250% | $7,731 |
| usda | 205 | 6.125% | $10,028 |
Lowest closing cost lenders in Oregon
Ranked by median total loan costs among lenders with 50+ purchase originations in Oregon.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,905 | 5.750% | $125 | 159 | −$5,278 | |
| 2 | $3,481 | 6.375% | $661 | 84 | −$4,702 | |
| 3 | $3,871 | 5.438% | $0 | 418 | −$4,312 | |
| 4 | $3,872 | 6.100% | $815 | 65 | −$4,311 | |
| 5 | $4,223 | 6.500% | $719 | 55 | −$3,960 | |
| 6 | $4,289 | 6.125% | $0 | 196 | −$3,894 | |
| 7 | $4,342 | 6.490% | $1,267 | 370 | −$3,841 | |
| 8 | $4,391 | 6.375% | $250 | 96 | −$3,792 | |
| 9 | $4,462 | 6.500% | $110 | 70 | −$3,721 | |
| 10 | $4,547 | 6.500% | $1,818 | 84 | −$3,636 | |
| 11 | $4,662 | 6.500% | $0 | 555 | −$3,521 | |
| 12 | $4,668 | 6.500% | $400 | 59 | −$3,515 | |
| 13 | $4,741 | 6.500% | $795 | 1,402 | −$3,442 | |
| 14 | $4,820 | 6.625% | $2,195 | 115 | −$3,363 | |
| 15 | $4,866 | 6.500% | $1,446 | 210 | −$3,317 | |
| 16 | $4,918 | 6.625% | $0 | 222 | −$3,265 | |
| 17 | $4,922 | 6.375% | $1,435 | 160 | −$3,261 | |
| 18 | $4,967 | 6.250% | $1,470 | 109 | −$3,216 | |
| 19 | $5,001 | 5.875% | $1,375 | 612 | −$3,182 | |
| 20 | $5,049 | 5.500% | $1,750 | 194 | −$3,134 | |
| 21 | $5,173 | 4.999% | $0 | 52 | −$3,010 | |
| 22 | $5,267 | 6.625% | $1,693 | 434 | −$2,916 | |
| 23 | $5,424 | 6.500% | $1,500 | 67 | −$2,759 | |
| 24 | $5,444 | 6.875% | $2,995 | 128 | −$2,739 | |
| 25 | $5,459 | 6.500% | $1,462 | 318 | −$2,724 |
Includes lenders with 50+ purchase originations in Oregon. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Multnomah County
6,518 originations
Washington County
5,732 originations
Clackamas County
3,593 originations
Lane County
2,837 originations
Marion County
2,673 originations
Deschutes County
2,547 originations
Jackson County
1,926 originations
Linn County
1,056 originations
Douglas County
945 originations
Yamhill County
913 originations
Polk County
849 originations
Josephine County
704 originations
Umatilla County
686 originations
Klamath County
621 originations
Benton County
583 originations
Coos County
535 originations
Columbia County
475 originations
Lincoln County
419 originations
Crook County
330 originations
Clatsop County
327 originations
Jefferson County
236 originations
Tillamook County
226 originations
Wasco County
174 originations
Union County
160 originations
Malheur County
144 originations
Baker County
134 originations
Curry County
132 originations
Hood River County
122 originations
Morrow County
103 originations
See Oregon closing cost details, fee benchmarks, and county comparisons → Oregon Closing Costs Guide
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.