Homebuyers in Clatsop County County who chose U.S. Bank National Association paid $2,160 less in closing costs than the county median.
County Median Costs
$7,348
−6.5% vs Oregon ($7,860)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,112
Purchase Originations
329
Denial Rate
7.6%
vs Oregon avg (6.1%)
vs Oregon Median
6.5% below
$-512
vs National Median
10.0% above
$668
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,188 | 6.375% | $1,782 | 11 | −$1,019 | |
| 2 | $5,716 | 6.703% | $2,226 | 12 | −$491 | |
| 3 | $5,763 | 6.625% | $3,518 | 36 | −$444 | |
| 4 | $5,813 | 6.990% | $3,549 | 13 | −$394 | |
| 5 | $6,408 | 6.875% | $2,108 | 16 | +$201 | |
| 6 | $7,252 | 7.250% | $2,618 | 11 | +$1,045 |
Includes lenders with 10+ purchase originations in Clatsop County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.