Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$4,474
median across reports
vs. National Average
46%
above national avg
Avg Origination Charge
$2,971
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $3,031 | $2,205 | 🔴 Above Avg |
| Origination Fee | $2,971 | $1,671 | 🔺 High |
| lender_credits | $802 | $449 | 🔺 High |
Got a Loan Estimate from Onpoint Community Credit Union? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 2,325 homebuyer-submitted Closing Disclosures, Onpoint Community Credit Union's median total closing costs are $4,474. This is about 46% above the $3,071 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, Onpoint Community Credit Union originated 1,760 purchase loans with median closing costs of $4,683.
See 2025 HMDA market data for Onpoint Community Credit Union →Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.