Homebuyers in Douglas County County who chose MORTGAGE RESEARCH CENTER, LLC paid $6,099 less in closing costs than the county median.
County Median Costs
$7,515
−4.4% vs Oregon ($7,860)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,954
Purchase Originations
920
Denial Rate
8.5%
vs Oregon avg (6.1%)
vs Oregon Median
4.4% below
$-345
vs National Median
12.5% above
$835
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,470 | 6.875% | $1,841 | 37 | −$1,349 | |
| 2 | $4,595 | 6.750% | $1,724 | 13 | −$1,224 | |
| 3 | $4,623 | 6.500% | $1,156 | 18 | −$1,196 | |
| 4 | $4,930 | 6.625% | $1,564 | 15 | −$889 | |
| 5 | $4,948 | 6.875% | $1,545 | 21 | −$871 | |
| 6 | $5,201 | 5.500% | $992 | 10 | −$618 | |
| 7 | $5,254 | 6.688% | $2,899 | 10 | −$565 | |
| 8 | $5,497 | 6.624% | $2,510 | 63 | −$322 | |
| 9 | $5,896 | 6.750% | $2,302 | 46 | +$77 | |
| 10 | $6,366 | 6.415% | $3,869 | 28 | +$547 | |
| 11 | $6,907 | 6.625% | $4,017 | 23 | +$1,088 | |
| 12 | $6,996 | 6.625% | $3,903 | 17 | +$1,177 | |
| 13 | $8,332 | 6.375% | $4,962 | 12 | +$2,513 | |
| 14 | $9,402 | 6.750% | $5,715 | 15 | +$3,583 | |
| 15 | $11,026 | 6.625% | $5,097 | 12 | +$5,207 |
Includes lenders with 10+ purchase originations in Douglas County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.