Lowest closing cost mortgage lenders in Douglas County County, Oregon
In Douglas County, Oregon, homebuyers paid a median of $7,524 in closing costs in 2024 — below the Oregon median of $8,183. The county saw 945 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,050, which is $3,172 less than the county median.
Homebuyers in Douglas County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,474 less in closing costs than the county median.
County Median Costs
$7,524
−8.1% vs Oregon ($8,183)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,287
Purchase Originations
945
vs Oregon Median
8.1% below
$-659
vs National Median
11.6% above
$783
Lender rankings in Douglas County County
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,016 | 6.625% | $1,552 | 14 | −$2,291 | |
| 2 | $4,617 | 6.995% | $1,419 | 24 | −$1,690 | |
| 3 | $4,785 | 6.625% | $1,934 | 19 | −$1,522 | |
| 4 | $4,798 | 6.500% | $1,427 | 17 | −$1,509 | |
| 5 | $5,042 | 5.500% | $2,150 | 16 | −$1,265 | |
| 6 | $5,106 | 6.500% | $1,955 | 49 | −$1,201 | |
| 7 | $5,634 | 6.750% | $3,091 | 34 | −$673 | |
| 8 | $5,874 | 6.750% | $3,026 | 10 | −$433 | |
| 9 | $6,193 | 6.500% | $3,464 | 30 | −$114 | |
| 10 | $6,363 | 6.500% | $3,157 | 34 | +$56 | |
| 11 | $7,292 | 7.125% | $4,568 | 12 | +$985 | |
| 12 | $7,362 | 6.562% | $3,958 | 18 | +$1,055 | |
| 13 | $8,353 | 6.625% | $5,444 | 25 | +$2,046 | |
| 14 | $9,382 | 6.995% | $5,405 | 32 | +$3,075 |
Includes lenders with 10+ purchase originations in Douglas County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.