ROGUE closing costs and rates (2024)
In 2024, ROGUE originated 459 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,274. That is $1,467 below the national median of $6,741. ROGUE is most active in Oregon with 434 originations there.
Purchase Originations
459
Median Total Costs
$5,274
−21.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,622
Median Lender Credits
$321
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 433 | 6.625% | $5,188 | $1,640 |
| va | 26 | 6.875% | $6,681 | $1,436 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 434 | 6.625% | $5,267 | #21 |
| California | 14 | 6.562% | $5,398 | — |
| Idaho | 11 | 6.625% | $4,996 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,918 | 6.500% | — | 6 | −$1,356 | |
| 2 | $3,978 | 6.688% | — | 14 | −$1,296 | |
| 3 | $4,292 | 7.188% | — | 2 | −$982 | |
| 4 | $4,996 | 6.375% | — | 5 | −$278 | |
| 5 | $5,065 | 6.625% | — | 25 | −$209 | |
| 6 | $5,106 | 6.500% | — | 51 | −$168 | |
| 7 | $5,251 | 6.625% | — | 197 | −$23 | |
| 8 | $5,326 | 6.500% | — | 1 | +$52 | |
| 9 | $5,389 | 6.625% | — | 3 | +$115 | |
| 10 | $5,422 | 6.625% | — | 86 | +$148 | |
| 11 | $5,794 | 6.875% | — | 5 | +$520 | |
| 12 | $6,183 | 5.625% | — | 2 | +$909 | |
| 13 | $6,218 | 6.750% | — | 23 | +$944 | |
| 14 | $6,584 | 6.312% | — | 2 | +$1,310 | |
| 15 | $6,960 | 6.812% | — | 10 | +$1,686 | |
| 16 | $7,391 | 6.500% | — | 6 | +$2,117 | |
| 17 | $8,267 | 7.125% | — | 2 | +$2,993 | |
| 18 | $9,196 | 6.750% | — | 2 | +$3,922 | |
| 19 | $11,346 | 6.875% | — | 1 | +$6,072 | |
| 20 | $14,932 | 6.375% | — | 2 | +$9,658 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.