DHI MORTGAGE COMPANY, LTD. closing costs and rates (2024)
In 2024, DHI MORTGAGE COMPANY, LTD. originated 65,799 purchase mortgages at a median interest rate of 5.25% and median total closing costs of $7,257. That ranks #4 nationally by origination volume. For total closing costs among lenders with 500+ originations, DHI MORTGAGE COMPANY, LTD. ranks #387. That is $516 above the national median of $6,741. DHI MORTGAGE COMPANY, LTD. is most active in Texas with 17,486 originations there.
Purchase Originations
65,799
Ranked #4 nationally
Median Total Costs
$7,257
+7.7% vs national ($6,741)
Median Rate
5.250%
−20.7% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$393
Cost Rank (500+ vol.)
#387
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 30,127 | 4.990% | $9,224 | $0 |
| conventional | 23,184 | 5.750% | $3,317 | $0 |
| va | 11,680 | 4.990% | $5,968 | $0 |
| usda | 808 | 4.990% | $5,530 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 17,486 | 4.990% | $8,506 | #2 |
| Florida | 12,613 | 5.250% | $7,703 | #2 |
| North Carolina | 4,330 | 5.500% | $2,832 | #6 |
| South Carolina | 3,428 | 5.375% | $6,523 | #1 |
| Georgia | 2,806 | 5.500% | $7,471 | #6 |
| California | 2,668 | 5.500% | $9,757 | #14 |
| Arizona | 2,472 | 5.375% | $9,442 | #6 |
| Alabama | 2,399 | 4.990% | $6,244 | #2 |
| Tennessee | 1,872 | 5.990% | $3,232 | #7 |
| Nevada | 1,849 | 5.500% | $6,880 | #3 |
| Washington | 1,507 | 5.500% | $3,642 | #9 |
| Utah | 1,438 | 5.500% | $7,731 | #6 |
| Indiana | 1,129 | 5.250% | $6,310 | #13 |
| Louisiana | 957 | 4.875% | $6,946 | #7 |
| Colorado | 836 | 5.250% | $10,623 | #17 |
| Ohio | 814 | 4.990% | $9,179 | #31 |
| Illinois | 786 | 5.625% | $2,794 | #30 |
| Minnesota | 755 | 5.500% | $223 | #14 |
| Maryland | 670 | 5.500% | $7,198 | #22 |
| Mississippi | 608 | 4.990% | $6,490 | #7 |
| Iowa | 596 | 5.500% | $6,374 | #10 |
| Virginia | 478 | 5.500% | $8,586 | #44 |
| Arkansas | 429 | 5.500% | $6,565 | #13 |
| New Mexico | 422 | 4.990% | $8,623 | #8 |
| Oregon | 418 | 5.438% | $3,871 | #22 |
| New Jersey | 401 | 6.625% | $5,759 | #40 |
| Oklahoma | 367 | 5.375% | $7,004 | #21 |
| Pennsylvania | 331 | 5.990% | $5,892 | #62 |
| Delaware | 287 | 5.875% | $4,876 | #10 |
| Nebraska | 247 | 5.500% | $8,068 | #20 |
| Hawaii | 175 | 5.500% | $5,165 | #11 |
| West Virginia | 120 | 5.500% | $4,933 | #30 |
| Kentucky | 87 | 5.500% | $3,919 | #91 |
| Wisconsin | 9 | 5.500% | $2,604 | — |
| Missouri | 6 | 5.500% | $2,019 | — |
| Kansas | 3 | 5.500% | $2,400 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,153 | 5.625% | — | 966 | −$4,104 | |
| 2 | $4,548 | 5.500% | — | 761 | −$2,709 | |
| 3 | $4,604 | 5.750% | — | 1,292 | −$2,653 | |
| 4 | $5,335 | 5.500% | — | 840 | −$1,922 | |
| 5 | $5,699 | 4.990% | — | 842 | −$1,558 | |
| 6 | $6,676 | 5.500% | — | 1,127 | −$581 | |
| 7 | $7,403 | 5.500% | — | 1,342 | +$146 | |
| 8 | $7,688 | 4.990% | — | 784 | +$431 | |
| 9 | $8,202 | 4.990% | — | 1,005 | +$945 | |
| 10 | $8,305 | 5.500% | — | 684 | +$1,048 | |
| 11 | $8,313 | 4.990% | — | 788 | +$1,056 | |
| 12 | $8,517 | 4.990% | — | 993 | +$1,260 | |
| 13 | $8,631 | 5.250% | — | 1,835 | +$1,374 | |
| 14 | $8,885 | 4.990% | — | 1,268 | +$1,628 | |
| 15 | $8,932 | 4.990% | — | 1,018 | +$1,675 | |
| 16 | $8,992 | 4.990% | — | 1,597 | +$1,735 | |
| 17 | $9,337 | 5.250% | — | 730 | +$2,080 | |
| 18 | $9,485 | 4.990% | — | 1,232 | +$2,228 | |
| 19 | $9,723 | 5.250% | — | 944 | +$2,466 | |
| 20 | $12,751 | 5.500% | — | 955 | +$5,494 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.