Mortgage lender closing cost rankings in Hawaii (2024)
In Hawaii, homebuyers paid a median of $11,101 in total closing costs on purchase mortgages in 2024, which is above the national median of $6,741. The median interest rate was 6.49% across 6,910 purchase originations. The most active lender was UNITED WHOLESALE MORTGAGE, LLC with 810 originations. The lowest-cost lender (with 50+ loans) was DHI MORTGAGE COMPANY, LTD. at $5,165.
Median Total Costs
$11,101
+64.7% vs national ($6,741)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$3,920
Purchase Originations
6,910
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 4,412 | 6.625% | $9,878 |
| fha | 412 | 6.250% | $19,354 |
| va | 2,061 | 5.990% | $13,438 |
| usda | 25 | 6.124% | $13,011 |
Lowest closing cost lenders in Hawaii
Ranked by median total loan costs among lenders with 50+ purchase originations in Hawaii.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,165 | 5.500% | $0 | 175 | −$5,936 | |
| 2 | $5,412 | 6.125% | $0 | 93 | −$5,689 | |
| 3 | $6,989 | 6.500% | $1,260 | 53 | −$4,112 | |
| 4 | $7,859 | 6.625% | $3,936 | 172 | −$3,242 | |
| 5 | $8,411 | 6.124% | $1,127 | 122 | −$2,690 | |
| 6 | $9,456 | 6.750% | $5,885 | 111 | −$1,645 | |
| 7 | $9,480 | 6.375% | $4,522 | 430 | −$1,621 | |
| 8 | $9,837 | 6.500% | $1,398 | 137 | −$1,264 | |
| 9 | $9,866 | 6.500% | $1,892 | 318 | −$1,235 | |
| 10 | $10,155 | 6.375% | $4,996 | 371 | −$946 | |
| 11 | $10,217 | 6.750% | $5,552 | 58 | −$884 | |
| 12 | $10,333 | 6.250% | $142 | 223 | −$768 | |
| 13 | $10,351 | 6.125% | $3,273 | 52 | −$750 | |
| 14 | $10,590 | 6.625% | $7,493 | 220 | −$511 | |
| 15 | $10,898 | 6.625% | $3,608 | 111 | −$203 | |
| 16 | $11,085 | 6.625% | $5,038 | 73 | −$16 | |
| 17 | $11,281 | 6.500% | $6,937 | 284 | +$180 | |
| 18 | $11,579 | 6.575% | $1,590 | 65 | +$478 | |
| 19 | $11,658 | 6.990% | $6,831 | 106 | +$557 | |
| 20 | $12,092 | 6.625% | $4,949 | 58 | +$991 | |
| 21 | $12,173 | 6.250% | $2,990 | 810 | +$1,072 | |
| 22 | $12,637 | 6.500% | $3,730 | 312 | +$1,536 | |
| 23 | $12,975 | 6.250% | $9,897 | 70 | +$1,874 | |
| 24 | $13,260 | 6.125% | $1,095 | 601 | +$2,159 | |
| 25 | $13,631 | 6.625% | $5,538 | 110 | +$2,530 |
Includes lenders with 50+ purchase originations in Hawaii. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
See Hawaii closing cost details, fee benchmarks, and county comparisons → Hawaii Closing Costs Guide
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.