Lowest closing cost mortgage lenders in Honolulu County County, Hawaii
In Honolulu County, Hawaii, homebuyers paid a median of $11,426 in closing costs in 2024 — above the Hawaii median of $11,101. The county saw 5,015 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, CARRINGTON MORTGAGE SERVICES, LLC offered the lowest median costs at $3,110, which is $10,705 less than the county median.
Homebuyers in Honolulu County County who chose CARRINGTON MORTGAGE SERVICES, LLC paid $8,316 less in closing costs than the county median.
County Median Costs
$11,426
+2.9% vs Hawaii ($11,101)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$3,575
Purchase Originations
5,015
vs Hawaii Median
2.9% above
$325
vs National Median
69.5% above
$4,685
Lender rankings in Honolulu County County
42 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,165 | 5.500% | $0 | 77 | −$4,874 | |
| 2 | $5,559 | 6.500% | $0 | 40 | −$4,480 | |
| 3 | $6,420 | 6.375% | $1,338 | 15 | −$3,619 | |
| 4 | $6,660 | 6.625% | $1,260 | 36 | −$3,379 | |
| 5 | $7,829 | 6.990% | $1,648 | 12 | −$2,210 | |
| 6 | $7,853 | 6.625% | $2,587 | 16 | −$2,186 | |
| 7 | $7,894 | 6.750% | $3,968 | 147 | −$2,145 | |
| 8 | $7,898 | 6.625% | $5,201 | 26 | −$2,141 | |
| 9 | $8,158 | 6.750% | $6,120 | 28 | −$1,881 | |
| 10 | $8,462 | 6.500% | $4,588 | 249 | −$1,577 | |
| 11 | $8,480 | 6.875% | $1,480 | 63 | −$1,559 | |
| 12 | $8,768 | 6.625% | $5,164 | 40 | −$1,271 | |
| 13 | $8,800 | 6.624% | $2,388 | 31 | −$1,239 | |
| 14 | $9,128 | 6.625% | $4,356 | 27 | −$911 | |
| 15 | $9,440 | 6.750% | $3,188 | 85 | −$599 | |
| 16 | $9,536 | 6.990% | $4,482 | 127 | −$503 | |
| 17 | $9,576 | 6.750% | $5,986 | 105 | −$463 | |
| 18 | $9,749 | 6.990% | $3,400 | 18 | −$290 | |
| 19 | $9,886 | 6.625% | $4,748 | 125 | −$153 | |
| 20 | $10,381 | 6.375% | $5,419 | 27 | +$342 | |
| 21 | $10,503 | 6.625% | $7,707 | 174 | +$464 | |
| 22 | $10,516 | 6.375% | $5,770 | 281 | +$477 | |
| 23 | $10,683 | 6.933% | $4,837 | 32 | +$644 | |
| 24 | $10,694 | 6.625% | $5,892 | 273 | +$655 | |
| 25 | $10,746 | 6.750% | $7,903 | 29 | +$707 | |
| 26 | $10,854 | 6.875% | $8,495 | 18 | +$815 | |
| 27 | $11,285 | 6.500% | $7,075 | 221 | +$1,246 | |
| 28 | $12,765 | 6.875% | $8,095 | 61 | +$2,726 | |
| 29 | $12,840 | 6.625% | $7,275 | 107 | +$2,801 | |
| 30 | $12,928 | 6.250% | $9,775 | 65 | +$2,889 | |
| 31 | $13,297 | 5.938% | $8,645 | 24 | +$3,258 | |
| 32 | $14,126 | 8.125% | $10,720 | 23 | +$4,087 | |
| 33 | $14,520 | 6.625% | $8,708 | 56 | +$4,481 | |
| 34 | $18,906 | 6.250% | $13,840 | 40 | +$8,867 | |
| 35 | $20,727 | 6.990% | $17,407 | 21 | +$10,688 | |
| 36 | $32,989 | 6.938% | $21,610 | 14 | +$22,950 |
Includes lenders with 10+ purchase originations in Honolulu County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Hawaii → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.