HAWAII STATE FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, HAWAII STATE FEDERAL CREDIT UNION originated 111 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $9,456. That is $2,715 above the national median of $6,741. HAWAII STATE FEDERAL CREDIT UNION is most active in Hawaii with 111 originations there.
Purchase Originations
111
Median Total Costs
$9,456
+40.3% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$5,885
Median Lender Credits
$1,000
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 111 | 6.750% | $9,456 | $5,885 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Hawaii | 111 | 6.750% | $9,456 | #17 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,511 | 6.875% | — | 3 | −$1,945 | |
| 2 | $9,576 | 6.750% | — | 105 | +$120 | |
| 3 | $9,616 | 5.875% | — | 2 | +$160 | |
| 4 | $15,332 | 6.875% | — | 1 | +$5,876 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.