Purchase Originations
84,610
Ranked #3 nationally
Median Total Costs
$8,158
+22.1% vs national ($6,680)
↓ $60 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$3,079
Median Lender Credits
$127
Cost Rank (500+ vol.)
#451
among lenders with 500+ originations
Denial Rate
2.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 54,356 | 6.750% | $6,886 | $3,030 |
| fha | 21,185 | 6.575% | $12,606 | $3,914 |
| va | 8,369 | 6.250% | $6,728 | $643 |
| usda | 700 | 6.575% | $7,844 | $2,961 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 8,122 | 6.750% | $7,312 | #1 |
| Florida | 7,946 | 6.625% | $9,694 | #5 |
| Pennsylvania | 6,561 | 6.625% | $7,822 | #1 |
| Texas | 5,884 | 6.625% | $10,946 | #9 |
| California | 5,434 | 6.625% | $9,882 | #5 |
| New Jersey | 4,752 | 6.625% | $8,542 | #1 |
| New York | 3,973 | 6.625% | $6,782 | #4 |
| Illinois | 3,586 | 6.750% | $7,218 | #5 |
| Washington | 3,378 | 6.625% | $9,275 | #4 |
| Arizona | 3,224 | 6.500% | $10,143 | #3 |
| North Carolina | 2,981 | 6.625% | $7,998 | #8 |
| Massachusetts | 2,456 | 6.625% | $5,984 | #4 |
| Georgia | 2,434 | 6.575% | $9,573 | #8 |
| Minnesota | 2,378 | 6.625% | $6,718 | #3 |
| Virginia | 2,058 | 6.575% | $8,347 | #10 |
| Colorado | 1,748 | 6.575% | $8,343 | #4 |
| Michigan | 1,607 | 6.688% | $6,037 | #11 |
| Indiana | 1,568 | 6.688% | $5,612 | #8 |
| South Carolina | 1,528 | 6.575% | $8,141 | #9 |
| Tennessee | 1,334 | 6.575% | $8,803 | #10 |
| Maryland | 1,148 | 6.575% | $9,430 | #7 |
| Oregon | 979 | 6.625% | $9,828 | #7 |
| Nevada | 837 | 6.625% | $11,156 | #6 |
| Alabama | 745 | 6.575% | $7,525 | #18 |
| Missouri | 728 | 6.625% | $5,195 | #18 |
| Wisconsin | 635 | 6.750% | $5,293 | #23 |
| Kentucky | 626 | 6.750% | $5,713 | #15 |
| Connecticut | 604 | 6.714% | $6,654 | #8 |
| West Virginia | 578 | 6.575% | $7,871 | #5 |
| Utah | 435 | 6.500% | $10,108 | #15 |
| Louisiana | 417 | 6.625% | $8,128 | #21 |
| Kansas | 414 | 6.625% | $4,163 | #13 |
| New Hampshire | 413 | 6.688% | $4,998 | #7 |
| Montana | 390 | 6.575% | $7,289 | #6 |
| Mississippi | 384 | 6.625% | $7,651 | #14 |
| New Mexico | 341 | 6.250% | $11,262 | #10 |
| Idaho | 316 | 6.250% | $9,626 | #19 |
| Delaware | 278 | 6.625% | $9,023 | #10 |
| Maine | 244 | 6.625% | $5,474 | #13 |
| Arkansas | 198 | 6.575% | $8,052 | #37 |
| Wyoming | 174 | 6.240% | $9,756 | #8 |
| South Dakota | 131 | 6.575% | $6,386 | #19 |
| Oklahoma | 124 | 6.750% | $7,968 | #63 |
| Rhode Island | 105 | 6.750% | $5,953 | #26 |
| North Dakota | 86 | 6.490% | $7,637 | #19 |
| District of Columbia | 80 | 6.625% | $8,562 | #19 |
| Iowa | 71 | 6.750% | $5,944 | #70 |
| Puerto Rico | 57 | 6.625% | $12,345 | #23 |
| Hawaii | 37 | 6.625% | $6,940 | — |
| Alaska | 33 | 6.575% | $7,139 | — |
| Nebraska | 32 | 6.688% | $5,103 | — |
| Vermont | 18 | 6.908% | $6,263 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,952 | 6.625% | — | 690 | −$2,206 | |
| 2 | $6,419 | 6.625% | — | 620 | −$1,739 | |
| 3 | $6,807 | 6.750% | — | 546 | −$1,351 | |
| 4 | $7,230 | 6.750% | — | 1,883 | −$928 | |
| 5 | $7,374 | 6.875% | — | 754 | −$784 | |
| 6 | $7,374 | 6.875% | — | 560 | −$784 | |
| 7 | $7,481 | 6.750% | — | 1,212 | −$677 | |
| 8 | $7,811 | 6.750% | — | 693 | −$347 | |
| 9 | $7,836 | 6.575% | — | 1,083 | −$322 | |
| 10 | $8,057 | 6.625% | — | 903 | −$101 | |
| 11 | $8,110 | 6.625% | — | 738 | −$48 | |
| 12 | $8,761 | 6.575% | — | 853 | +$603 | |
| 13 | $9,130 | 6.625% | — | 702 | +$972 | |
| 14 | $9,610 | 6.750% | — | 1,101 | +$1,452 | |
| 15 | $9,792 | 6.625% | — | 541 | +$1,634 | |
| 16 | $10,384 | 6.575% | — | 579 | +$2,226 | |
| 17 | $11,396 | 6.750% | — | 517 | +$3,238 | |
| 18 | $11,419 | 6.575% | — | 763 | +$3,261 | |
| 19 | $12,054 | 6.625% | — | 553 | +$3,896 | |
| 20 | $12,283 | 6.500% | — | 1,371 | +$4,125 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Crosscountry Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $345,000 | $335,000 | +$10,000 (+3.0%) |
| Median total closing costs | $8,158 | $7,127 | +$1,031 (+14.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.