CROSSCOUNTRY MORTGAGE, LLC closing costs and rates (2024)
In 2024, CROSSCOUNTRY MORTGAGE, LLC originated 78,393 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $8,218. That ranks #3 nationally by origination volume. For total closing costs among lenders with 500+ originations, CROSSCOUNTRY MORTGAGE, LLC ranks #461. That is $1,477 above the national median of $6,741. CROSSCOUNTRY MORTGAGE, LLC is most active in Ohio with 8,046 originations there.
Purchase Originations
78,393
Ranked #3 nationally
Median Total Costs
$8,218
+21.9% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,508
Median Lender Credits
$150
Cost Rank (500+ vol.)
#461
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 51,892 | 6.875% | $7,059 | $3,462 |
| fha | 18,601 | 6.750% | $12,662 | $4,217 |
| va | 7,202 | 6.250% | $7,680 | $1,205 |
| usda | 698 | 6.625% | $7,482 | $3,139 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 8,046 | 6.990% | $7,292 | #1 |
| Florida | 7,262 | 6.750% | $9,959 | #5 |
| Pennsylvania | 5,838 | 6.750% | $8,157 | #1 |
| California | 5,598 | 6.875% | $10,534 | #6 |
| New Jersey | 4,917 | 6.750% | $8,935 | #1 |
| Texas | 4,886 | 6.750% | $10,535 | #12 |
| Illinois | 3,952 | 6.950% | $7,495 | #4 |
| New York | 3,793 | 6.625% | $6,650 | #4 |
| Washington | 3,285 | 6.750% | $9,455 | #4 |
| Arizona | 3,098 | 6.625% | $8,685 | #4 |
| North Carolina | 2,546 | 6.750% | $8,041 | #9 |
| Minnesota | 2,437 | 6.825% | $7,098 | #3 |
| Massachusetts | 2,416 | 6.825% | $6,068 | #4 |
| Georgia | 1,812 | 6.750% | $9,381 | #12 |
| Colorado | 1,772 | 6.750% | $8,462 | #5 |
| Michigan | 1,520 | 6.990% | $6,078 | #11 |
| South Carolina | 1,232 | 6.750% | $7,686 | #10 |
| Indiana | 1,222 | 6.990% | $5,646 | #11 |
| Tennessee | 1,050 | 6.750% | $9,258 | #14 |
| Virginia | 1,043 | 6.625% | $7,876 | #21 |
| Oregon | 922 | 6.750% | $10,191 | #7 |
| Maryland | 859 | 6.625% | $8,920 | #16 |
| Wisconsin | 856 | 6.950% | $5,366 | #14 |
| Nevada | 822 | 6.750% | $11,178 | #8 |
| Alabama | 618 | 6.625% | $7,898 | #22 |
| Connecticut | 611 | 6.875% | $6,694 | #7 |
| Kentucky | 522 | 6.875% | $6,325 | #19 |
| Louisiana | 462 | 6.750% | $7,629 | #19 |
| Mississippi | 454 | 6.688% | $8,083 | #10 |
| New Hampshire | 444 | 6.950% | $5,620 | #6 |
| Missouri | 390 | 6.875% | $5,575 | #33 |
| Montana | 390 | 6.688% | $8,058 | #6 |
| Utah | 368 | 6.750% | $9,350 | #16 |
| Kansas | 310 | 6.750% | $5,143 | #18 |
| New Mexico | 304 | 6.600% | $9,847 | #12 |
| Oklahoma | 219 | 6.750% | $7,415 | #39 |
| Nebraska | 218 | 6.875% | $5,300 | #25 |
| West Virginia | 209 | 6.875% | $7,162 | #16 |
| Idaho | 208 | 6.625% | $10,279 | #24 |
| Delaware | 206 | 6.625% | $8,749 | #15 |
| Maine | 195 | 6.750% | $5,736 | #13 |
| Wyoming | 182 | 6.375% | $10,149 | #8 |
| Arkansas | 160 | 6.750% | $6,929 | #45 |
| Rhode Island | 151 | 6.750% | $7,004 | #14 |
| South Dakota | 119 | 6.750% | $7,192 | #19 |
| District of Columbia | 114 | 6.750% | $7,465 | #8 |
| Iowa | 104 | 6.850% | $4,967 | #59 |
| Hawaii | 65 | 6.575% | $11,579 | #25 |
| Puerto Rico | 65 | 6.750% | $12,504 | #21 |
| Alaska | 63 | 6.250% | $6,662 | #19 |
| North Dakota | 39 | 6.750% | $6,082 | — |
| Vermont | 19 | 6.990% | $6,501 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,916 | 6.750% | — | 705 | −$2,302 | |
| 2 | $6,122 | 6.750% | — | 510 | −$2,096 | |
| 3 | $6,476 | 6.970% | — | 556 | −$1,742 | |
| 4 | $6,853 | 6.875% | — | 656 | −$1,365 | |
| 5 | $7,146 | 6.990% | — | 633 | −$1,072 | |
| 6 | $7,292 | 6.950% | — | 1,354 | −$926 | |
| 7 | $7,367 | 6.950% | — | 772 | −$851 | |
| 8 | $7,715 | 6.875% | — | 1,990 | −$503 | |
| 9 | $7,716 | 6.625% | — | 859 | −$502 | |
| 10 | $7,769 | 6.990% | — | 661 | −$449 | |
| 11 | $8,309 | 6.625% | — | 1,046 | +$91 | |
| 12 | $8,702 | 6.625% | — | 649 | +$484 | |
| 13 | $8,851 | 6.875% | — | 988 | +$633 | |
| 14 | $9,214 | 6.950% | — | 1,104 | +$996 | |
| 15 | $10,073 | 6.750% | — | 668 | +$1,855 | |
| 16 | $10,079 | 6.750% | — | 1,279 | +$1,861 | |
| 17 | $10,467 | 6.875% | — | 534 | +$2,249 | |
| 18 | $10,551 | 6.750% | — | 565 | +$2,333 | |
| 19 | $12,531 | 6.750% | — | 912 | +$4,313 | |
| 20 | $12,542 | 6.750% | — | 579 | +$4,324 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.