Mortgage lender closing cost rankings in Vermont (2024)
In Vermont, homebuyers paid a median of $4,994 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.62% across 3,994 purchase originations. The most active lender was EastRise Federal Credit Union with 594 originations. The lowest-cost lender (with 50+ loans) was Community Bank, National Association at $2,879.
Median Total Costs
$4,994
−25.9% vs national ($6,741)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,520
Purchase Originations
3,994
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 3,394 | 6.625% | $4,698 |
| fha | 319 | 6.500% | $10,664 |
| va | 263 | 6.250% | $8,331 |
Lowest closing cost lenders in Vermont
Ranked by median total loan costs among lenders with 50+ purchase originations in Vermont.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,879 | 7.125% | $0 | 119 | −$2,115 | |
| 2 | $3,503 | 6.500% | $495 | 594 | −$1,491 | |
| 3 | $3,650 | 6.750% | $595 | 53 | −$1,344 | |
| 4 | $3,770 | 6.500% | $275 | 126 | −$1,224 | |
| 5 | $3,796 | 6.750% | $695 | 55 | −$1,198 | |
| 6 | $3,811 | 6.250% | $1,200 | 165 | −$1,183 | |
| 7 | $4,384 | 6.625% | $1,170 | 316 | −$610 | |
| 8 | $4,659 | 6.500% | $1,060 | 63 | −$335 | |
| 9 | $4,681 | 6.875% | $695 | 143 | −$313 | |
| 10 | $5,044 | 7.000% | $1,790 | 77 | +$50 | |
| 11 | $5,213 | 6.625% | $1,838 | 362 | +$219 | |
| 12 | $5,370 | 6.750% | $1,770 | 216 | +$376 | |
| 13 | $5,474 | 6.625% | $1,655 | 376 | +$480 | |
| 14 | $6,309 | 6.750% | $0 | 100 | +$1,315 | |
| 15 | $6,616 | 6.625% | $2,535 | 104 | +$1,622 | |
| 16 | $7,629 | 6.625% | $3,403 | 199 | +$2,635 | |
| 17 | $7,640 | 6.500% | $3,484 | 82 | +$2,646 | |
| 18 | $8,371 | 6.624% | $2,254 | 70 | +$3,377 |
Includes lenders with 50+ purchase originations in Vermont. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Chittenden County
1,206 originations
Washington County
430 originations
Franklin County
428 originations
Windsor County
370 originations
Rutland County
315 originations
Orleans County
199 originations
Orange County
184 originations
Windham County
183 originations
Lamoille County
160 originations
Caledonia County
156 originations
Bennington County
138 originations
Addison County
135 originations
See Vermont closing cost details, fee benchmarks, and county comparisons → Vermont Closing Costs Guide
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.