EastRise Federal Credit Union closing costs and rates (2024)
In 2024, EastRise Federal Credit Union originated 614 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,503. That ranks #562 nationally by origination volume. For total closing costs among lenders with 500+ originations, EastRise Federal Credit Union ranks #74. That is $3,238 below the national median of $6,741. EastRise Federal Credit Union is most active in Vermont with 594 originations there.
Purchase Originations
614
Ranked #562 nationally
Median Total Costs
$3,503
−48.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$495
Median Lender Credits
$51
Cost Rank (500+ vol.)
#74
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 607 | 6.500% | $3,490 | $495 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Vermont | 594 | 6.500% | $3,503 | #1 |
| Michigan | 9 | 6.375% | $3,098 | — |
| New Hampshire | 8 | 6.438% | $3,398 | — |
| Massachusetts | 3 | 6.875% | $5,824 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $150 | 6.500% | — | 1 | −$3,353 | |
| 2 | $2,856 | 6.562% | — | 4 | −$647 | |
| 3 | $3,026 | 6.750% | — | 16 | −$477 | |
| 4 | $3,050 | 6.438% | — | 8 | −$453 | |
| 5 | $3,401 | 6.500% | — | 80 | −$102 | |
| 6 | $3,452 | 6.375% | — | 21 | −$51 | |
| 7 | $3,471 | 6.500% | — | 308 | −$32 | |
| 8 | $3,484 | 6.500% | — | 13 | −$19 | |
| 9 | $3,632 | 6.188% | — | 16 | +$129 | |
| 10 | $3,697 | 5.938% | — | 2 | +$194 | |
| 11 | $3,784 | 6.375% | — | 1 | +$281 | |
| 12 | $3,822 | 6.562% | — | 12 | +$319 | |
| 13 | $3,897 | 6.500% | — | 60 | +$394 | |
| 14 | $4,174 | 6.625% | — | 29 | +$671 | |
| 15 | $4,352 | 6.438% | — | 2 | +$849 | |
| 16 | $4,440 | 6.125% | — | 13 | +$937 | |
| 17 | $4,507 | 6.812% | — | 6 | +$1,004 | |
| 18 | $4,666 | 6.500% | — | 12 | +$1,163 | |
| 19 | $5,103 | 6.438% | — | 2 | +$1,600 | |
| 20 | $5,654 | 7.000% | — | 2 | +$2,151 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.