Purchase Originations
43,546
Ranked #10 nationally
Median Total Costs
$8,623
+29.1% vs national ($6,680)
↑ $222 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,955
Median Lender Credits
$1,408
Cost Rank (500+ vol.)
#479
among lenders with 500+ originations
Denial Rate
2.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 25,699 | 6.625% | $6,610 | $2,641 |
| fha | 11,209 | 6.000% | $12,844 | $3,611 |
| va | 6,206 | 6.000% | $10,425 | $2,610 |
| usda | 432 | 6.000% | $8,199 | $2,662 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 7,597 | 6.375% | $10,755 | #5 |
| Washington | 3,315 | 6.500% | $8,973 | #5 |
| Tennessee | 2,848 | 6.500% | $9,294 | #2 |
| Florida | 2,766 | 6.375% | $10,155 | #13 |
| California | 2,554 | 6.500% | $10,248 | #15 |
| Virginia | 1,652 | 6.125% | $8,080 | #12 |
| Pennsylvania | 1,630 | 6.625% | $7,728 | #11 |
| New Hampshire | 1,603 | 6.625% | $4,427 | #1 |
| Massachusetts | 1,486 | 6.625% | $6,541 | #6 |
| New Jersey | 1,461 | 6.625% | $9,516 | #7 |
| Oregon | 1,287 | 6.375% | $8,844 | #5 |
| Colorado | 1,030 | 6.375% | $6,741 | #12 |
| Arizona | 921 | 6.375% | $10,523 | #19 |
| New York | 880 | 6.375% | $8,647 | #25 |
| South Carolina | 854 | 6.500% | $6,890 | #21 |
| Maine | 849 | 6.625% | $4,552 | #4 |
| Maryland | 818 | 6.375% | $7,347 | #16 |
| Indiana | 791 | 6.750% | $4,737 | #21 |
| Alabama | 781 | 6.375% | $8,353 | #17 |
| North Carolina | 661 | 6.500% | $6,991 | #40 |
| Georgia | 584 | 6.188% | $9,198 | #43 |
| Mississippi | 551 | 6.250% | $8,500 | #9 |
| Nevada | 509 | 6.490% | $11,688 | #13 |
| Connecticut | 504 | 6.625% | $7,929 | #9 |
| Idaho | 468 | 6.500% | $7,800 | #8 |
| Minnesota | 404 | 6.625% | $6,992 | #35 |
| South Dakota | 401 | 6.250% | $7,623 | #3 |
| Wisconsin | 382 | 6.750% | $4,971 | #35 |
| Nebraska | 338 | 6.625% | $5,083 | #15 |
| New Mexico | 313 | 6.500% | $8,720 | #12 |
| Rhode Island | 309 | 6.625% | $7,452 | #5 |
| Oklahoma | 283 | 6.000% | $8,461 | #25 |
| Ohio | 274 | 6.625% | $5,109 | #78 |
| Hawaii | 264 | 6.250% | $14,262 | #9 |
| Illinois | 231 | 6.625% | $7,631 | #82 |
| Michigan | 210 | 6.625% | $5,562 | #77 |
| Iowa | 202 | 6.625% | $4,927 | #36 |
| Vermont | 181 | 6.500% | $6,365 | #6 |
| Delaware | 180 | 6.625% | $6,265 | #17 |
| Louisiana | 153 | 6.500% | $8,591 | #47 |
| Arkansas | 145 | 6.250% | $7,345 | #52 |
| Utah | 134 | 6.125% | $11,001 | #46 |
| Kentucky | 130 | 6.562% | $7,019 | #74 |
| Missouri | 130 | 6.375% | $8,006 | #74 |
| Kansas | 127 | 6.000% | $9,125 | #55 |
| Wyoming | 79 | 6.500% | $7,166 | #14 |
| District of Columbia | 57 | 6.500% | $8,340 | #25 |
| Alaska | 54 | 6.000% | $12,593 | #24 |
| GU | 48 | 6.000% | $18,503 | — |
| Montana | 45 | 6.750% | $6,733 | — |
| North Dakota | 34 | 6.188% | $8,048 | — |
| West Virginia | 28 | 6.250% | $7,014 | — |
| VI | 10 | 6.250% | $11,905 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,402 | 6.625% | — | 355 | −$4,221 | |
| 2 | $4,442 | 6.625% | — | 340 | −$4,181 | |
| 3 | $4,502 | 6.625% | — | 355 | −$4,121 | |
| 4 | $7,952 | 6.500% | — | 760 | −$671 | |
| 5 | $8,555 | 6.625% | — | 326 | −$68 | |
| 6 | $10,023 | 6.125% | — | 684 | +$1,400 | |
| 7 | $10,037 | 6.500% | — | 362 | +$1,414 | |
| 8 | $10,477 | 6.375% | — | 335 | +$1,854 | |
| 9 | $10,560 | 6.250% | — | 389 | +$1,937 | |
| 10 | $10,665 | 6.125% | — | 314 | +$2,042 | |
| 11 | $10,694 | 6.375% | — | 654 | +$2,071 | |
| 12 | $10,711 | 6.625% | — | 390 | +$2,088 | |
| 13 | $10,796 | 6.000% | — | 410 | +$2,173 | |
| 14 | $11,057 | 6.000% | — | 390 | +$2,434 | |
| 15 | $11,138 | 6.375% | — | 351 | +$2,515 | |
| 16 | $11,338 | 6.500% | — | 915 | +$2,715 | |
| 17 | $11,380 | 6.500% | — | 353 | +$2,757 | |
| 18 | $11,524 | 6.375% | — | 322 | +$2,901 | |
| 19 | $11,624 | 6.375% | — | 402 | +$3,001 | |
| 20 | $12,578 | 6.375% | — | 398 | +$3,955 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | CMG Mortgage, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $375,000 | $335,000 | +$40,000 (+11.9%) |
| Median total closing costs | $8,623 | $7,127 | +$1,496 (+21.0%) |
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.