Mortgage lender closing cost rankings in District of Columbia (2024)

In District of Columbia, homebuyers paid a median of $7,482 in total closing costs on purchase mortgages in 2024, which is above the national median of $6,741. The median interest rate was 6.50% across 4,721 purchase originations. The most active lender was FIRST SAVINGS MORTGAGE CORPORATION with 379 originations. The lowest-cost lender (with 50+ loans) was NAVY FEDERAL CREDIT UNION at $5,301.

Median Total Costs

$7,482

+11.0% vs national ($6,741)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$1,715

Purchase Originations

4,721

By loan type

Loan type	Volume	Median Rate	Median Total Costs
conventional	4,114	6.600%	$7,108
fha	262	6.500%	$18,852
va	345	6.125%	$12,700

Lowest closing cost lenders in District of Columbia

Ranked by median total loan costs among lenders with 50+ purchase originations in District of Columbia.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	NAVY FEDERAL CREDIT UNION	$5,301	6.312%	$0	98	−$2,181
2	Bank of America, National Association	$5,590	6.000%	$1,694	85	−$1,892
3	Bank-Fund Staff Federal Credit Union	$5,861	6.000%	$650	110	−$1,621
4	BAY EQUITY LLC	$6,004	6.625%	$1,690	51	−$1,478
5	JPMorgan Chase Bank, National Association	$6,406	6.500%	$1,499	285	−$1,076
6	United Bank	$6,531	6.490%	$1,300	64	−$951
7	Manufacturers and Traders Trust Company	$6,725	6.250%	$1,250	72	−$757
8	PNC Bank, National Association	$6,751	6.500%	$1,569	54	−$731
9	INTERCOASTAL MORTGAGE, LLC	$6,787	6.500%	$1,600	57	−$695
10	Wells Fargo Bank, National Association	$6,804	6.375%	$2,240	71	−$678
11	Truist Bank	$6,982	6.490%	$1,250	91	−$500
12	Atlantic Coast Mortgage, LLC	$7,040	6.625%	$1,495	110	−$442
13	FIRST SAVINGS MORTGAGE CORPORATION	$7,050	6.625%	$1,490	379	−$432
14	ROCKET MORTGAGE, LLC	$7,068	6.500%	$3,255	139	−$414
15	Citibank, National Association	$7,143	6.250%	$500	158	−$339
16	CROSSCOUNTRY MORTGAGE, LLC	$7,465	6.750%	$1,790	114	−$17
17	Vellum Mortgage, Inc.	$7,651	6.625%	$1,475	102	+$169
18	MOVEMENT MORTGAGE, LLC	$7,683	6.562%	$1,595	104	+$201
19	Prosperity Home Mortgage, LLC	$7,694	6.625%	$2,580	192	+$212
20	GUARANTEED RATE, INC.	$7,822	6.562%	$1,640	122	+$340
21	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$7,939	6.625%	$2,605	75	+$457
22	NEWREZ LLC	$8,710	6.688%	$1,590	84	+$1,228
23	First Heritage Mortgage, LLC	$9,181	6.375%	$2,353	52	+$1,699
24	FIRST HOME MORTGAGE CORPORATION	$9,254	6.490%	$5,036	294	+$1,772
25	Capital Bank, National Association	$9,963	6.990%	$4,589	91	+$2,481

Includes lenders with 50+ purchase originations in District of Columbia. Source: HMDA 2024. Sorted by median total loan costs.

Rankings by county

District of Columbia

4,721 originations

See District of Columbia closing cost details, fee benchmarks, and county comparisons → District of Columbia Closing Costs Guide

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.