What are the average closing costs in District of Columbia County?

In District of Columbia County, the median total loan costs on purchase mortgages were $7,490 in 2025, based on 4,658 originations.

Which lender has the lowest closing costs in District of Columbia County?

Among lenders with 10+ originations in District of Columbia County, NATIONAL COOPERATIVE BANK, N.A. had the lowest median total closing costs at $3,537 in 2025.

How do closing costs in District of Columbia County compare to District of Columbia?

District of Columbia County closing costs (median $7,490) are 0.0% above the District of Columbia state median of $7,490.

Lowest closing cost mortgage lenders in District of Columbia County, District of Columbia

Homebuyers in District of Columbia County who chose NATIONAL COOPERATIVE BANK, N.A. paid $3,953 less in closing costs than the county median.

County Median Costs

$7,490

+0.0% vs District of Columbia ($7,490)

Median Rate

6.380%

−1.7% vs national (6.490%)

Median Origination

$1,700

Purchase Originations

4,658

Denial Rate

4.6%

vs District of Columbia avg (4.6%)

vs District of Columbia Median

0.0% above

vs National Median

12.1% above

$810

Lender rankings in District of Columbia County

66 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	NATIONAL COOPERATIVE BANK, N.A.	$3,537	6.500%	$800	26	−$3,633
2	NBKC BANK	$5,117	6.375%	$250	13	−$2,053
3	NAVY FEDERAL CREDIT UNION	$5,498	6.500%	$0	77	−$1,672
4	TD Bank, National Association	$5,522	6.125%	$950	27	−$1,648
5	Bank-Fund Staff Federal Credit Union	$5,694	5.750%	$731	89	−$1,476
6	ATLANTIC BAY MORTGAGE GROUP, L.L.C.	$5,883	6.557%	$1,568	18	−$1,287
7	ROCKET MORTGAGE, LLC	$5,980	6.438%	$3,005	126	−$1,190
8	TOMO MORTGAGE, LLC	$6,055	6.375%	$1,026	13	−$1,115
9	MUTUAL OF OMAHA MORTGAGE, INC.	$6,088	5.990%	$995	10	−$1,082
10	Loansteady LLC	$6,110	6.375%	$1,490	65	−$1,060
11	United Nations Federal Credit Union	$6,157	5.688%	$825	24	−$1,013
12	PNC Bank, National Association	$6,174	6.125%	$1,320	34	−$996
13	CREDIT UNION MORTGAGE ASSOCIATION, INC.	$6,353	5.900%	$1,295	23	−$817
14	ZILLOW HOME LOANS, LLC	$6,375	6.125%	$2,851	35	−$795
15	SAGE HOME LOANS CORPORATION	$6,403	6.245%	$1,494	10	−$767
16	Atlantic Coast Mortgage, LLC	$6,456	6.625%	$1,570	103	−$714
17	JPMorgan Chase Bank, National Association	$6,469	6.490%	$1,490	196	−$701
18	Morgan Stanley Private Bank, National Association	$6,541	5.750%	$815	33	−$629
19	Charles Schwab Bank, SSB	$6,595	5.500%	$1,195	19	−$575
20	MOVEMENT MORTGAGE, LLC	$6,611	6.375%	$1,745	68	−$559
21	Presidential Bank, FSB	$6,651	6.688%	$1,555	10	−$519
22	UBS Bank USA, National Association	$6,748	5.875%	$995	11	−$422
23	Manufacturers and Traders Trust Company	$6,775	5.875%	$1,500	103	−$395
24	EMBRACE HOME LOANS, INC.	$6,798	6.375%	$1,790	35	−$372
25	DIRECT MORTGAGE LOANS, LLC	$6,822	6.500%	$3,198	23	−$348

Includes lenders with 10+ purchase originations in District of Columbia County. Source: HMDA 2025. Sorted by median total loan costs.

More lender rankings in District of Columbia

View detailed closing cost breakdowns and user reviews for lenders in District of Columbia → Lender Directory

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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.