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Lowest closing cost mortgage lenders in District of Columbia County, District of Columbia

In District of Columbia, District of Columbia, homebuyers paid a median of $7,482 in closing costs in 2024 — near the District of Columbia median of $7,482. The county saw 4,721 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, NATIONAL COOPERATIVE BANK, N.A. offered the lowest median costs at $3,211, which is $3,897 less than the county median.

Homebuyers in District of Columbia County who chose NATIONAL COOPERATIVE BANK, N.A. paid $4,271 less in closing costs than the county median.

County Median Costs

$7,482

+0.0% vs District of Columbia ($7,482)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$1,715

Purchase Originations

4,721

vs District of Columbia Median

0.0% above

$0

vs National Median

11.0% above

$741

Lender rankings in District of Columbia County

64 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$3,2116.500%$80029−$3,897
2$4,6766.250%$25012−$2,432
3$4,9866.490%$41413−$2,122
4$5,3096.562%$078−$1,799
5$5,3816.125%$1,19510−$1,727
6$5,5906.000%$1,69485−$1,518
7$5,7416.500%$2,38113−$1,367
8$5,8236.500%$95035−$1,285
9$5,8586.125%$013−$1,250
10$5,8616.000%$650110−$1,247
11$5,8825.750%$82537−$1,226
12$5,9446.625%$1,49513−$1,164
13$5,9556.625%$1,56145−$1,153
14$5,9846.490%$1,30057−$1,124
15$6,1026.500%$1,49035−$1,006
16$6,2606.688%$1,77020−$848
17$6,3166.125%$1,29518−$792
18$6,4066.500%$1,499284−$702
19$6,4856.125%$1,19510−$623
20$6,5005.500%$2,16323−$608
21$6,6176.625%$1,49596−$491
22$6,6546.625%$1,60051−$454
23$6,7516.500%$1,56954−$357
24$6,8306.625%$1,47618−$278
25$6,8376.375%$2,24068−$271
26$6,8376.500%$3,682121−$271
27$6,8576.625%$1,47585−$251
28$6,8896.490%$1,59841−$219
29$6,8896.250%$1,25067−$219
30$6,9286.625%$1,490355−$180
31$6,9826.490%$1,25089−$126
32$7,1166.875%$1,86295+$8
33$7,1436.250%$500158+$35
34$7,1706.500%$99522+$62
35$7,2826.875%$1,44513+$174
36$7,2916.625%$1,59582+$183
37$7,3796.625%$1,640104+$271
38$7,3976.625%$2,730172+$289
39$7,4946.625%$2,63158+$386
40$7,5086.625%$1,59515+$400
41$7,5606.624%$2,75227+$452
42$7,5876.625%$1,18532+$479
43$7,6746.000%$81545+$566
44$7,7206.625%$1,96537+$612
45$7,7776.625%$2,87124+$669
46$7,8966.700%$1,64039+$788
47$7,9836.875%$2,72565+$875
48$8,0776.875%$2,14645+$969
49$8,1066.750%$3,34627+$998
50$8,2036.625%$3,39621+$1,095
51$8,2576.625%$3,47420+$1,149
52$8,3386.250%$1,22514+$1,230
53$8,3476.875%$3,76435+$1,239
54$8,4576.625%$1,88212+$1,349
55$8,6236.312%$99510+$1,515
56$8,8326.875%$4,32215+$1,724
57$8,9276.490%$4,988246+$1,819
58$9,4206.990%$4,54278+$2,312
59$9,6676.875%$3,10149+$2,559
60$9,6796.990%$3,98810+$2,571
61$9,6936.625%$5,27838+$2,585
62$10,9736.500%$1,24946+$3,865
63$11,9816.625%$7,41169+$4,873

Includes lenders with 10+ purchase originations in District of Columbia County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in District of Columbia → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.