Loansteady LLC closing costs and rates (2024)
In 2024, Loansteady LLC originated 516 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $6,598. That ranks #625 nationally by origination volume. For total closing costs among lenders with 500+ originations, Loansteady LLC ranks #341. That is $143 below the national median of $6,741. Loansteady LLC is most active in Louisiana with 130 originations there.
Purchase Originations
516
Ranked #625 nationally
Median Total Costs
$6,598
−2.1% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,605
Median Lender Credits
$72
Cost Rank (500+ vol.)
#341
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 283 | 6.625% | $5,529 | $1,490 |
| fha | 105 | 6.500% | $10,455 | $2,539 |
| va | 91 | 6.250% | $7,927 | $1,490 |
| usda | 37 | 6.625% | $6,393 | $2,028 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Louisiana | 130 | 6.625% | $7,064 | #47 |
| North Carolina | 88 | 6.125% | $6,174 | #153 |
| Georgia | 73 | 6.500% | $7,927 | #165 |
| Virginia | 52 | 6.433% | $5,789 | #175 |
| Mississippi | 51 | 6.625% | $7,027 | #63 |
| District of Columbia | 38 | 6.500% | $6,182 | — |
| Illinois | 24 | 6.933% | $5,272 | — |
| Maryland | 20 | 6.624% | $5,272 | — |
| Florida | 13 | 6.250% | $9,685 | — |
| Iowa | 5 | 6.490% | $8,020 | — |
| Texas | 5 | 5.990% | $7,650 | — |
| South Carolina | 3 | 6.250% | $11,419 | — |
| Colorado | 2 | 6.250% | $3,931 | — |
| North Dakota | 2 | 6.625% | $6,297 | — |
| Ohio | 2 | 6.438% | $12,560 | — |
| Alabama | 1 | 6.500% | $7,126 | — |
| Massachusetts | 1 | 6.375% | $5,299 | — |
| Michigan | 1 | 6.125% | $8,367 | — |
| New Jersey | 1 | 6.125% | $5,912 | — |
| New Mexico | 1 | 6.750% | $2,521 | — |
| Pennsylvania | 1 | 6.875% | $6,016 | — |
| Washington | 1 | 6.500% | $5,427 | — |
| West Virginia | 1 | 6.490% | $4,057 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,727 | 6.125% | — | 26 | −$1,871 | |
| 2 | $5,203 | 6.990% | — | 13 | −$1,395 | |
| 3 | $5,238 | 6.750% | — | 10 | −$1,360 | |
| 4 | $5,283 | 6.312% | — | 10 | −$1,315 | |
| 5 | $5,338 | 6.250% | — | 7 | −$1,260 | |
| 6 | $5,480 | 6.500% | — | 18 | −$1,118 | |
| 7 | $5,562 | 6.875% | — | 7 | −$1,036 | |
| 8 | $5,847 | 6.375% | — | 5 | −$751 | |
| 9 | $6,027 | 6.562% | — | 10 | −$571 | |
| 10 | $6,182 | 6.500% | — | 38 | −$416 | |
| 11 | $6,591 | 6.812% | — | 30 | −$7 | |
| 12 | $6,970 | 6.750% | — | 21 | +$372 | |
| 13 | $6,985 | 6.625% | — | 58 | +$387 | |
| 14 | $7,023 | 6.250% | — | 7 | +$425 | |
| 15 | $7,227 | 6.750% | — | 7 | +$629 | |
| 16 | $7,716 | 6.250% | — | 21 | +$1,118 | |
| 17 | $7,766 | 6.250% | — | 8 | +$1,168 | |
| 18 | $8,944 | 6.490% | — | 13 | +$2,346 | |
| 19 | $9,056 | 6.500% | — | 15 | +$2,458 | |
| 20 | $9,273 | 6.125% | — | 31 | +$2,675 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.