Mortgage lender closing cost rankings in Indiana (2024)
In Indiana, homebuyers paid a median of $3,958 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.75% across 70,625 purchase originations. The most active lender was RUOFF MORTGAGE COMPANY, INC. with 5,394 originations. The lowest-cost lender (with 50+ loans) was PULTE MORTGAGE LLC at $1,196.
Median Total Costs
$3,958
−41.3% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,596
Purchase Originations
70,625
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 48,503 | 6.750% | $3,319 |
| fha | 15,242 | 6.625% | $8,300 |
| va | 5,331 | 6.500% | $4,793 |
| usda | 1,549 | 6.625% | $5,148 |
Lowest closing cost lenders in Indiana
Ranked by median total loan costs among lenders with 50+ purchase originations in Indiana.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,196 | 5.375% | $0 | 607 | −$2,762 | |
| 2 | $1,826 | 6.750% | $750 | 61 | −$2,132 | |
| 3 | $1,830 | 8.000% | $1,539 | 360 | −$2,128 | |
| 4 | $1,943 | 6.500% | $430 | 177 | −$2,015 | |
| 5 | $2,023 | 6.625% | $770 | 83 | −$1,935 | |
| 6 | $2,076 | 6.125% | $0 | 419 | −$1,882 | |
| 7 | $2,154 | 6.875% | $700 | 109 | −$1,804 | |
| 8 | $2,168 | 6.000% | $660 | 233 | −$1,790 | |
| 9 | $2,227 | 6.750% | $750 | 154 | −$1,731 | |
| 10 | $2,240 | 6.625% | $775 | 81 | −$1,718 | |
| 11 | $2,242 | 6.875% | $500 | 611 | −$1,716 | |
| 12 | $2,304 | 6.500% | $825 | 291 | −$1,654 | |
| 13 | $2,326 | 6.625% | $532 | 356 | −$1,632 | |
| 14 | $2,368 | 7.000% | $932 | 216 | −$1,590 | |
| 15 | $2,380 | 6.875% | $995 | 128 | −$1,578 | |
| 16 | $2,388 | 6.375% | $250 | 81 | −$1,570 | |
| 17 | $2,419 | 6.875% | $1,005 | 116 | −$1,539 | |
| 18 | $2,451 | 6.688% | $650 | 54 | −$1,507 | |
| 19 | $2,461 | 6.875% | $695 | 95 | −$1,497 | |
| 20 | $2,471 | 4.990% | $101 | 60 | −$1,487 | |
| 21 | $2,480 | 6.625% | $649 | 175 | −$1,478 | |
| 22 | $2,487 | 6.125% | $950 | 177 | −$1,471 | |
| 23 | $2,493 | 6.500% | $995 | 58 | −$1,465 | |
| 24 | $2,509 | 6.750% | $795 | 296 | −$1,449 | |
| 25 | $2,552 | 7.000% | $875 | 128 | −$1,406 |
Includes lenders with 50+ purchase originations in Indiana. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Marion County
9,794 originations
Hamilton County
5,469 originations
Lake County
4,823 originations
Allen County
4,614 originations
St. Joseph County
2,569 originations
Hendricks County
2,527 originations
Johnson County
2,464 originations
Porter County
1,936 originations
Clark County
1,768 originations
Vanderburgh County
1,743 originations
Elkhart County
1,716 originations
Tippecanoe County
1,575 originations
Madison County
1,446 originations
Hancock County
1,409 originations
Boone County
1,287 originations
Howard County
1,042 originations
Delaware County
1,037 originations
Floyd County
984 originations
Monroe County
953 originations
Bartholomew County
915 originations
Morgan County
895 originations
LaPorte County
887 originations
Vigo County
823 originations
Kosciusko County
799 originations
Warrick County
696 originations
Grant County
558 originations
Henry County
494 originations
DeKalb County
494 originations
Wayne County
491 originations
Shelby County
469 originations
Dearborn County
465 originations
Montgomery County
460 originations
Lawrence County
452 originations
Noble County
420 originations
Putnam County
417 originations
Jackson County
401 originations
Harrison County
384 originations
Whitley County
382 originations
Huntington County
375 originations
Marshall County
373 originations
Cass County
342 originations
Steuben County
315 originations
Wells County
313 originations
Jasper County
310 originations
Gibson County
308 originations
Clinton County
298 originations
Miami County
279 originations
Jefferson County
268 originations
Dubois County
261 originations
Knox County
253 originations
Decatur County
252 originations
Posey County
251 originations
Wabash County
250 originations
Adams County
249 originations
Greene County
246 originations
Scott County
243 originations
LaGrange County
243 originations
Washington County
233 originations
Starke County
227 originations
Jennings County
227 originations
Owen County
220 originations
Clay County
215 originations
Fayette County
208 originations
White County
207 originations
Ripley County
201 originations
Daviess County
189 originations
Carroll County
188 originations
Fulton County
181 originations
Randolph County
178 originations
Spencer County
175 originations
Franklin County
168 originations
Brown County
154 originations
Rush County
151 originations
Perry County
149 originations
Tipton County
148 originations
Fountain County
148 originations
Sullivan County
147 originations
Vermillion County
135 originations
Orange County
134 originations
Newton County
133 originations
Pike County
128 originations
Jay County
120 originations
Benton County
113 originations
Blackford County
111 originations
See Indiana closing cost details, fee benchmarks, and county comparisons → Indiana Closing Costs Guide
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.