What are the average closing costs in Adams County County?

In Adams County County, the median total loan costs on purchase mortgages were $2,961 in 2024, based on 249 originations.

Which lender has the lowest closing costs in Adams County County?

Among lenders with 10+ originations in Adams County County, PROFED CREDIT UNION had the lowest median total closing costs at $2,447 in 2024.

How do closing costs in Adams County County compare to Indiana?

Adams County County closing costs (median $2,961) are 25.2% below the Indiana state median of $3,958.

Lowest closing cost mortgage lenders in Adams County County, Indiana

In Adams County, Indiana, homebuyers paid a median of $2,961 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 249 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, PROFED CREDIT UNION offered the lowest median costs at $2,447, which is $313 less than the county median.

Homebuyers in Adams County County who chose PROFED CREDIT UNION paid $514 less in closing costs than the county median.

County Median Costs

$2,961

−25.2% vs Indiana ($3,958)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,415

Purchase Originations

249

vs Indiana Median

25.2% below

$-997

vs National Median

56.1% below

$-3,780

Lender rankings in Adams County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	PROFED CREDIT UNION	$2,447	6.625%	$950	10	−$313
2	Three Rivers Federal Credit Union	$2,548	6.750%	$1,054	19	−$212
3	The Farmers & Merchants State Bank	$2,731	6.750%	$1,267	26	−$29
4	First Merchants Bank	$2,749	6.938%	$1,200	10	−$11
5	RUOFF MORTGAGE COMPANY, INC.	$2,808	6.625%	$1,515	41	+$48
6	STOCKTON MORTGAGE CORPORATION	$2,976	7.000%	$1,580	10	+$216

Includes lenders with 10+ purchase originations in Adams County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.