PROFED CREDIT UNION closing costs and rates (2024)
In 2024, PROFED CREDIT UNION originated 187 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $2,504. That is $4,237 below the national median of $6,741. PROFED CREDIT UNION is most active in Indiana with 177 originations there.
Purchase Originations
187
Median Total Costs
$2,504
−62.9% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$950
Median Lender Credits
$60
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 187 | 6.125% | $2,504 | $950 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,236 | 6.000% | — | 14 | −$268 | |
| 2 | $2,279 | 6.625% | — | 1 | −$225 | |
| 3 | $2,338 | 6.312% | — | 16 | −$166 | |
| 4 | $2,360 | 6.625% | — | 9 | −$144 | |
| 5 | $2,396 | 6.188% | — | 4 | −$108 | |
| 6 | $2,447 | 6.625% | — | 10 | −$57 | |
| 7 | $2,505 | 5.750% | — | 13 | +$1 | |
| 8 | $2,516 | 5.438% | — | 4 | +$12 | |
| 9 | $2,526 | 6.062% | — | 6 | +$22 | |
| 10 | $2,543 | 6.125% | — | 95 | +$39 | |
| 11 | $2,643 | 7.250% | — | 1 | +$139 | |
| 12 | $2,691 | 5.750% | — | 1 | +$187 | |
| 13 | $2,961 | 5.875% | — | 1 | +$457 | |
| 14 | $3,070 | 6.000% | — | 1 | +$566 | |
| 15 | $3,105 | 5.938% | — | 2 | +$601 | |
| 16 | $3,124 | 5.750% | — | 2 | +$620 | |
| 17 | $3,250 | 5.500% | — | 1 | +$746 | |
| 18 | $3,271 | 6.125% | — | 1 | +$767 | |
| 19 | $3,528 | 5.750% | — | 1 | +$1,024 | |
| 20 | $4,107 | 6.375% | — | 2 | +$1,603 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.