Mortgage lender closing cost rankings in Ohio (2024)
In Ohio, homebuyers paid a median of $5,161 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.75% across 103,514 purchase originations. The most active lender was CROSSCOUNTRY MORTGAGE, LLC with 8,046 originations. The lowest-cost lender (with 50+ loans) was PULTE MORTGAGE LLC at $1,548.
Median Total Costs
$5,161
−23.4% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,852
Purchase Originations
103,514
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 75,379 | 6.750% | $4,570 |
| fha | 18,477 | 6.750% | $9,110 |
| va | 8,376 | 6.500% | $5,973 |
| usda | 1,282 | 6.625% | $6,525 |
Lowest closing cost lenders in Ohio
Ranked by median total loan costs among lenders with 50+ purchase originations in Ohio.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,548 | 5.875% | $0 | 960 | −$3,613 | |
| 2 | $1,723 | 7.750% | $0 | 69 | −$3,438 | |
| 3 | $1,877 | 6.875% | $515 | 285 | −$3,284 | |
| 4 | $2,091 | 6.625% | $607 | 125 | −$3,070 | |
| 5 | $2,212 | 6.625% | $525 | 87 | −$2,949 | |
| 6 | $2,241 | 10.025% | $1,418 | 70 | −$2,920 | |
| 7 | $2,250 | 7.375% | $300 | 98 | −$2,911 | |
| 8 | $2,308 | 6.375% | $600 | 130 | −$2,853 | |
| 9 | $2,591 | 6.490% | $950 | 296 | −$2,570 | |
| 10 | $2,680 | 6.875% | $500 | 2,402 | −$2,481 | |
| 11 | $2,806 | 7.250% | $495 | 100 | −$2,355 | |
| 12 | $2,886 | 6.438% | $1,200 | 60 | −$2,275 | |
| 13 | $2,906 | 6.562% | $425 | 148 | −$2,255 | |
| 14 | $2,969 | 6.750% | $386 | 124 | −$2,192 | |
| 15 | $2,981 | 6.500% | $920 | 161 | −$2,180 | |
| 16 | $3,063 | 6.850% | $1,750 | 147 | −$2,098 | |
| 17 | $3,070 | 6.625% | $800 | 499 | −$2,091 | |
| 18 | $3,079 | 6.875% | $1,139 | 82 | −$2,082 | |
| 19 | $3,131 | 5.875% | $660 | 980 | −$2,030 | |
| 20 | $3,194 | 6.500% | $550 | 182 | −$1,967 | |
| 21 | $3,195 | 6.500% | $250 | 55 | −$1,966 | |
| 22 | $3,229 | 7.125% | $0 | 74 | −$1,932 | |
| 23 | $3,230 | 6.250% | $0 | 743 | −$1,931 | |
| 24 | $3,244 | 6.875% | $383 | 152 | −$1,917 | |
| 25 | $3,245 | 6.250% | $975 | 210 | −$1,916 |
Includes lenders with 50+ purchase originations in Ohio. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Franklin County
11,904 originations
Cuyahoga County
9,758 originations
Hamilton County
7,192 originations
Montgomery County
5,378 originations
Summit County
5,037 originations
Butler County
3,713 originations
Lorain County
3,360 originations
Stark County
3,323 originations
Lucas County
3,319 originations
Delaware County
2,942 originations
Warren County
2,847 originations
Clermont County
2,543 originations
Lake County
2,427 originations
Fairfield County
1,952 originations
Mahoning County
1,948 originations
Licking County
1,940 originations
Greene County
1,892 originations
Medina County
1,743 originations
Trumbull County
1,570 originations
Clark County
1,305 originations
Portage County
1,163 originations
Miami County
1,127 originations
Richland County
1,090 originations
Wood County
1,089 originations
Union County
1,055 originations
Allen County
835 originations
Pickaway County
790 originations
Wayne County
708 originations
Muskingum County
699 originations
Columbiana County
692 originations
Ashtabula County
675 originations
Geauga County
674 originations
Hancock County
638 originations
Marion County
582 originations
Tuscarawas County
558 originations
Knox County
549 originations
Ross County
543 originations
Erie County
510 originations
Madison County
494 originations
Huron County
449 originations
Sandusky County
441 originations
Ashland County
439 originations
Brown County
435 originations
Clinton County
424 originations
Scioto County
421 originations
Jefferson County
393 originations
Auglaize County
381 originations
Washington County
368 originations
Seneca County
358 originations
Williams County
353 originations
Highland County
352 originations
Logan County
350 originations
Lawrence County
347 originations
Belmont County
343 originations
Shelby County
339 originations
Preble County
337 originations
Fulton County
334 originations
Champaign County
326 originations
Crawford County
320 originations
Ottawa County
314 originations
Darke County
310 originations
Morrow County
288 originations
Defiance County
283 originations
Fayette County
278 originations
Athens County
259 originations
Perry County
257 originations
Adams County
230 originations
Putnam County
224 originations
Guernsey County
223 originations
Henry County
223 originations
Coshocton County
222 originations
Hocking County
208 originations
Hardin County
196 originations
Jackson County
196 originations
Van Wert County
186 originations
Carroll County
183 originations
Gallia County
172 originations
Pike County
170 originations
Mercer County
162 originations
Wyandot County
156 originations
Paulding County
146 originations
See Ohio closing cost details, fee benchmarks, and county comparisons → Ohio Closing Costs Guide
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.