Lowest closing cost mortgage lenders in Jefferson County County, Ohio
In Jefferson County, Ohio, homebuyers paid a median of $4,868 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 393 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, HANCOCK COUNTY SAVINGS BANK, FSB, INC. offered the lowest median costs at $2,401, which is $1,644 less than the county median.
Homebuyers in Jefferson County County who chose HANCOCK COUNTY SAVINGS BANK, FSB, INC. paid $2,467 less in closing costs than the county median.
County Median Costs
$4,868
−5.7% vs Ohio ($5,161)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,550
Purchase Originations
393
vs Ohio Median
5.7% below
$-293
vs National Median
27.8% below
$-1,873
Lender rankings in Jefferson County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,401 | 6.500% | $525 | 41 | −$1,644 | |
| 2 | $3,350 | 6.875% | $1,087 | 36 | −$695 | |
| 3 | $4,449 | 6.500% | $1,865 | 13 | +$404 | |
| 4 | $4,652 | 7.125% | $2,074 | 28 | +$607 | |
| 5 | $4,976 | 6.625% | $1,702 | 13 | +$931 | |
| 6 | $6,475 | 6.990% | $3,260 | 13 | +$2,430 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.