The Huntington National Bank closing costs and rates (2024)
In 2024, The Huntington National Bank originated 13,933 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,702. That ranks #30 nationally by origination volume. For total closing costs among lenders with 500+ originations, The Huntington National Bank ranks #172. That is $2,039 below the national median of $6,741. The Huntington National Bank is most active in Ohio with 5,808 originations there.
Purchase Originations
13,933
Ranked #30 nationally
Median Total Costs
$4,702
−30.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,379
Median Lender Credits
$1,856
Cost Rank (500+ vol.)
#172
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 12,170 | 6.725% | $4,439 | $1,344 |
| fha | 1,360 | 6.625% | $7,750 | $1,694 |
| va | 356 | 6.625% | $5,132 | $421 |
| usda | 47 | 6.750% | $5,876 | $1,608 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 5,808 | 6.750% | $4,425 | #2 |
| Michigan | 2,125 | 6.625% | $3,652 | #7 |
| Illinois | 1,704 | 6.500% | $6,377 | #14 |
| Indiana | 683 | 6.750% | $3,582 | #24 |
| Minnesota | 537 | 6.625% | $5,523 | #25 |
| Pennsylvania | 520 | 6.750% | $6,024 | #41 |
| West Virginia | 516 | 6.500% | $4,536 | #6 |
| Colorado | 417 | 6.500% | $4,733 | #42 |
| Wisconsin | 290 | 6.875% | $3,079 | #41 |
| Kentucky | 252 | 6.750% | $3,683 | #45 |
| Florida | 131 | 6.875% | $6,613 | #213 |
| Texas | 117 | 7.000% | $7,594 | #253 |
| New Jersey | 90 | 6.500% | $5,925 | #112 |
| North Carolina | 64 | 6.875% | $4,505 | #181 |
| Washington | 63 | 6.750% | $6,881 | #131 |
| Tennessee | 54 | 6.750% | $5,396 | #164 |
| Utah | 50 | 7.375% | $8,833 | #85 |
| Georgia | 45 | 6.875% | $5,787 | — |
| Virginia | 45 | 7.000% | $7,015 | — |
| Massachusetts | 41 | 6.875% | $6,283 | — |
| Oregon | 40 | 6.875% | $7,032 | — |
| Missouri | 39 | 6.875% | $4,569 | — |
| Arizona | 30 | 6.875% | $6,930 | — |
| Maryland | 30 | 7.125% | $6,127 | — |
| South Carolina | 27 | 6.625% | $5,612 | — |
| Montana | 19 | 6.750% | $5,493 | — |
| California | 18 | 7.250% | $7,355 | — |
| Iowa | 18 | 7.312% | $3,732 | — |
| Idaho | 16 | 6.875% | $8,588 | — |
| New Mexico | 14 | 7.062% | $5,675 | — |
| Connecticut | 13 | 7.125% | $5,909 | — |
| New York | 12 | 7.125% | $11,339 | — |
| Wyoming | 11 | 7.375% | $5,065 | — |
| New Hampshire | 10 | 7.062% | $4,876 | — |
| Nevada | 9 | 7.000% | $5,439 | — |
| Oklahoma | 9 | 6.750% | $6,087 | — |
| Kansas | 8 | 6.750% | $3,729 | — |
| Maine | 8 | 6.938% | $4,546 | — |
| North Dakota | 8 | 7.062% | $4,427 | — |
| South Dakota | 8 | 6.800% | $5,567 | — |
| Alabama | 7 | 7.500% | $3,828 | — |
| Louisiana | 7 | 7.250% | $5,302 | — |
| Arkansas | 6 | 6.438% | $4,426 | — |
| Delaware | 6 | 6.812% | $5,793 | — |
| Mississippi | 2 | 7.688% | $4,036 | — |
| Nebraska | 2 | 6.312% | $4,928 | — |
| Rhode Island | 2 | 6.562% | $3,957 | — |
| Alaska | 1 | 6.500% | $4,545 | — |
| District of Columbia | 1 | 7.500% | $6,287 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,531 | 6.750% | — | 138 | −$1,171 | |
| 2 | $3,767 | 6.500% | — | 341 | −$935 | |
| 3 | $3,876 | 6.750% | — | 282 | −$826 | |
| 4 | $3,943 | 6.625% | — | 286 | −$759 | |
| 5 | $3,974 | 6.500% | — | 235 | −$728 | |
| 6 | $3,976 | 6.750% | — | 186 | −$726 | |
| 7 | $4,116 | 6.750% | — | 181 | −$586 | |
| 8 | $4,286 | 6.750% | — | 400 | −$416 | |
| 9 | $4,327 | 6.750% | — | 297 | −$375 | |
| 10 | $4,449 | 6.625% | — | 347 | −$253 | |
| 11 | $4,470 | 6.750% | — | 133 | −$232 | |
| 12 | $4,527 | 6.500% | — | 613 | −$175 | |
| 13 | $4,562 | 6.625% | — | 171 | −$140 | |
| 14 | $4,734 | 6.750% | — | 156 | +$32 | |
| 15 | $4,744 | 6.750% | — | 552 | +$42 | |
| 16 | $5,426 | 6.500% | — | 148 | +$724 | |
| 17 | $5,642 | 6.625% | — | 213 | +$940 | |
| 18 | $5,731 | 6.750% | — | 126 | +$1,029 | |
| 19 | $6,412 | 6.500% | — | 165 | +$1,710 | |
| 20 | $6,500 | 6.500% | — | 1,058 | +$1,798 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.