Mortgage lender closing cost rankings in Kansas (2024)
In Kansas, homebuyers paid a median of $3,740 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.62% across 24,663 purchase originations. The most active lender was FAIRWAY INDEPENDENT MORTGAGE CORPORATION with 1,503 originations. The lowest-cost lender (with 50+ loans) was Central National Bank at $1,914.
Median Total Costs
$3,740
−44.5% vs national ($6,741)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,388
Purchase Originations
24,663
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 16,549 | 6.625% | $3,212 |
| fha | 4,183 | 6.625% | $7,664 |
| va | 3,247 | 6.490% | $5,188 |
| usda | 684 | 6.625% | $4,864 |
Lowest closing cost lenders in Kansas
Ranked by median total loan costs among lenders with 50+ purchase originations in Kansas.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,914 | 6.625% | $550 | 103 | −$1,826 | |
| 2 | $2,020 | 6.375% | $950 | 120 | −$1,720 | |
| 3 | $2,062 | 6.938% | $350 | 60 | −$1,678 | |
| 4 | $2,089 | 6.375% | $600 | 188 | −$1,651 | |
| 5 | $2,127 | 6.375% | $750 | 98 | −$1,613 | |
| 6 | $2,332 | 6.375% | $875 | 473 | −$1,408 | |
| 7 | $2,343 | 7.000% | $850 | 201 | −$1,397 | |
| 8 | $2,370 | 6.500% | $250 | 298 | −$1,370 | |
| 9 | $2,545 | 10.250% | $1,310 | 53 | −$1,195 | |
| 10 | $2,550 | 6.625% | $840 | 57 | −$1,190 | |
| 11 | $2,606 | 6.875% | $851 | 72 | −$1,134 | |
| 12 | $2,638 | 6.625% | $770 | 270 | −$1,102 | |
| 13 | $2,664 | 6.500% | $845 | 54 | −$1,076 | |
| 14 | $2,677 | 6.125% | $0 | 224 | −$1,063 | |
| 15 | $2,707 | 6.750% | $600 | 156 | −$1,033 | |
| 16 | $2,748 | 6.624% | $1,140 | 89 | −$992 | |
| 17 | $2,824 | 6.428% | $995 | 52 | −$916 | |
| 18 | $2,869 | 6.625% | $750 | 81 | −$871 | |
| 19 | $2,875 | 6.250% | $1,015 | 143 | −$865 | |
| 20 | $2,881 | 6.625% | $995 | 355 | −$859 | |
| 21 | $2,896 | 6.750% | $1,280 | 93 | −$844 | |
| 22 | $2,908 | 6.625% | $895 | 88 | −$832 | |
| 23 | $2,910 | 6.750% | $1,241 | 180 | −$830 | |
| 24 | $2,983 | 7.000% | $540 | 55 | −$757 | |
| 25 | $2,983 | 6.375% | $1,300 | 624 | −$757 |
Includes lenders with 50+ purchase originations in Kansas. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Johnson County
6,547 originations
Sedgwick County
5,094 originations
Shawnee County
1,538 originations
Wyandotte County
1,280 originations
Leavenworth County
851 originations
Douglas County
843 originations
Butler County
727 originations
Riley County
527 originations
Geary County
485 originations
Reno County
479 originations
Miami County
436 originations
Franklin County
294 originations
Harvey County
284 originations
McPherson County
268 originations
Montgomery County
264 originations
Saline County
263 originations
Crawford County
253 originations
Pottawatomie County
240 originations
Cowley County
211 originations
Ford County
205 originations
Jefferson County
178 originations
Sumner County
178 originations
Lyon County
176 originations
Dickinson County
153 originations
Barton County
152 originations
Cherokee County
143 originations
Ellis County
141 originations
Osage County
134 originations
Finney County
127 originations
Labette County
119 originations
Seward County
108 originations
Atchison County
102 originations
See Kansas closing cost details, fee benchmarks, and county comparisons → Kansas Closing Costs Guide
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.