Homebuyers in Franklin County County who chose Mid-America Bank paid $2,584 less in closing costs than the county median.
County Median Costs
$4,708
+26.1% vs Kansas ($3,732)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,562
Purchase Originations
314
Denial Rate
6.8%
vs Kansas avg (7.0%)
vs Kansas Median
26.1% above
$976
vs National Median
29.5% below
$-1,972
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,124 | 6.750% | $850 | 15 | −$1,019 | |
| 2 | $2,665 | 6.875% | $1,364 | 17 | −$478 | |
| 3 | $3,022 | 6.490% | $1,616 | 12 | −$121 | |
| 4 | $3,632 | 6.750% | $2,289 | 17 | +$489 | |
| 5 | $3,660 | 6.688% | $1,738 | 26 | +$517 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kansas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.