Lowest closing cost mortgage lenders in Franklin County County, Kansas
In Franklin County, Kansas, homebuyers paid a median of $3,901 in closing costs in 2024 — above the Kansas median of $3,740. The county saw 294 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Mid-America Bank offered the lowest median costs at $2,107, which is $942 less than the county median.
Homebuyers in Franklin County County who chose Mid-America Bank paid $1,794 less in closing costs than the county median.
County Median Costs
$3,901
+4.3% vs Kansas ($3,740)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,597
Purchase Originations
294
vs Kansas Median
4.3% above
$161
vs National Median
42.1% below
$-2,840
Lender rankings in Franklin County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,107 | 7.062% | $850 | 12 | −$942 | |
| 2 | $2,708 | 6.562% | $1,079 | 12 | −$341 | |
| 3 | $3,312 | 6.625% | $2,070 | 13 | +$263 | |
| 4 | $3,723 | 6.875% | $2,101 | 24 | +$674 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kansas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.