GENEVA FINANCIAL, LLC closing costs and rates (2024)
In 2024, GENEVA FINANCIAL, LLC originated 4,123 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $9,452. That ranks #116 nationally by origination volume. For total closing costs among lenders with 500+ originations, GENEVA FINANCIAL, LLC ranks #525. That is $2,711 above the national median of $6,741. GENEVA FINANCIAL, LLC is most active in Arizona with 701 originations there.
Purchase Originations
4,123
Ranked #116 nationally
Median Total Costs
$9,452
+40.2% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$4,158
Median Lender Credits
$124
Cost Rank (500+ vol.)
#525
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,874 | 6.875% | $6,841 | $3,966 |
| fha | 1,760 | 6.750% | $12,908 | $4,788 |
| va | 328 | 6.750% | $6,260 | $987 |
| usda | 161 | 6.500% | $7,410 | $3,064 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arizona | 701 | 6.625% | $13,648 | #23 |
| Florida | 347 | 6.750% | $11,782 | #118 |
| Missouri | 341 | 6.875% | $5,388 | #36 |
| Kentucky | 314 | 6.625% | $6,859 | #32 |
| Indiana | 309 | 7.000% | $5,817 | #56 |
| Texas | 309 | 6.875% | $10,583 | #160 |
| Ohio | 177 | 7.000% | $8,028 | #101 |
| Illinois | 169 | 7.125% | $8,445 | #111 |
| Georgia | 144 | 6.688% | $11,276 | #119 |
| California | 130 | 7.000% | $13,565 | #177 |
| Arkansas | 96 | 6.688% | $10,000 | #65 |
| New Mexico | 96 | 6.750% | $11,414 | #37 |
| Nevada | 81 | 7.000% | $13,005 | #69 |
| Oklahoma | 81 | 6.875% | $7,969 | #81 |
| Washington | 77 | 7.000% | $10,741 | #120 |
| Mississippi | 68 | 6.500% | $7,714 | #57 |
| Louisiana | 66 | 7.000% | $7,463 | #66 |
| Michigan | 63 | 6.875% | $4,810 | #141 |
| Oregon | 58 | 6.750% | $15,617 | #99 |
| Virginia | 55 | 7.125% | $10,956 | #168 |
| Massachusetts | 50 | 6.750% | $12,273 | #130 |
| Colorado | 47 | 6.750% | $10,827 | — |
| Maryland | 47 | 6.750% | $10,880 | — |
| Alaska | 46 | 6.625% | $15,525 | — |
| New Jersey | 31 | 6.625% | $21,363 | — |
| South Carolina | 28 | 6.625% | $7,847 | — |
| Tennessee | 27 | 6.750% | $9,280 | — |
| Minnesota | 25 | 7.125% | $6,298 | — |
| Kansas | 20 | 6.938% | $5,164 | — |
| North Carolina | 20 | 7.125% | $8,892 | — |
| Wisconsin | 17 | 7.125% | $8,061 | — |
| Idaho | 16 | 6.625% | $8,713 | — |
| Alabama | 14 | 6.438% | $10,962 | — |
| Maine | 14 | 7.125% | $7,989 | — |
| Pennsylvania | 8 | 6.750% | $9,364 | — |
| Iowa | 6 | 7.125% | $3,695 | — |
| Utah | 5 | 6.875% | $16,174 | — |
| New Hampshire | 4 | 6.750% | $9,728 | — |
| Hawaii | 3 | 6.625% | $19,813 | — |
| Rhode Island | 3 | 7.125% | $9,187 | — |
| Connecticut | 2 | 7.250% | $11,988 | — |
| Vermont | 2 | 7.875% | $5,891 | — |
| West Virginia | 2 | 6.875% | $14,009 | — |
| Montana | 1 | 7.625% | $4,716 | — |
| Nebraska | 1 | 6.750% | $7,517 | — |
| South Dakota | 1 | 6.875% | $16,634 | — |
| Wyoming | 1 | 7.375% | $14,246 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,424 | 7.125% | — | 37 | −$5,028 | |
| 2 | $4,929 | 7.000% | — | 88 | −$4,523 | |
| 3 | $4,974 | 6.875% | — | 39 | −$4,478 | |
| 4 | $5,056 | 6.750% | — | 43 | −$4,396 | |
| 5 | $6,080 | 6.625% | — | 74 | −$3,372 | |
| 6 | $6,254 | 6.750% | — | 76 | −$3,198 | |
| 7 | $7,344 | 6.625% | — | 41 | −$2,108 | |
| 8 | $9,127 | 7.000% | — | 52 | −$325 | |
| 9 | $10,367 | 6.625% | — | 49 | +$915 | |
| 10 | $10,369 | 7.125% | — | 63 | +$917 | |
| 11 | $10,466 | 6.812% | — | 50 | +$1,014 | |
| 12 | $10,716 | 7.125% | — | 38 | +$1,264 | |
| 13 | $11,664 | 6.750% | — | 66 | +$2,212 | |
| 14 | $12,754 | 7.000% | — | 74 | +$3,302 | |
| 15 | $12,779 | 6.500% | — | 47 | +$3,327 | |
| 16 | $13,538 | 6.625% | — | 160 | +$4,086 | |
| 17 | $13,748 | 6.375% | — | 41 | +$4,296 | |
| 18 | $14,382 | 6.750% | — | 40 | +$4,930 | |
| 19 | $15,847 | 6.750% | — | 335 | +$6,395 | |
| 20 | $18,896 | 6.875% | — | 54 | +$9,444 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.