JPMorgan Chase Bank, National Association closing costs and rates (2024)
In 2024, JPMorgan Chase Bank, National Association originated 53,223 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,856. That ranks #8 nationally by origination volume. For total closing costs among lenders with 500+ originations, JPMorgan Chase Bank, National Association ranks #187. That is $1,885 below the national median of $6,741. JPMorgan Chase Bank, National Association is most active in Texas with 7,494 originations there.
Purchase Originations
53,223
Ranked #8 nationally
Median Total Costs
$4,856
−28.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,582
Median Lender Credits
$148
Cost Rank (500+ vol.)
#187
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 51,427 | 6.500% | $4,831 | $1,595 |
| fha | 947 | 6.490% | $6,734 | $0 |
| va | 849 | 6.125% | $4,223 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 7,494 | 6.375% | $5,424 | #5 |
| California | 5,654 | 6.500% | $6,124 | #5 |
| New York | 5,286 | 6.500% | $6,208 | #2 |
| Illinois | 5,071 | 6.500% | $5,365 | #3 |
| Florida | 3,914 | 6.625% | $5,932 | #7 |
| Ohio | 2,439 | 6.500% | $3,938 | #7 |
| North Carolina | 1,750 | 6.500% | $4,188 | #13 |
| New Jersey | 1,743 | 6.500% | $5,779 | #6 |
| Indiana | 1,547 | 6.625% | $2,915 | #8 |
| Georgia | 1,536 | 6.490% | $4,878 | #14 |
| Michigan | 1,422 | 6.625% | $3,296 | #13 |
| Washington | 1,291 | 6.375% | $2,911 | #13 |
| Arizona | 1,148 | 6.500% | $4,728 | #15 |
| Pennsylvania | 1,002 | 6.500% | $5,011 | #21 |
| Maryland | 995 | 6.500% | $5,284 | #11 |
| Virginia | 940 | 6.500% | $4,674 | #23 |
| Colorado | 894 | 6.500% | $3,217 | #15 |
| Tennessee | 776 | 6.500% | $4,017 | #19 |
| South Carolina | 764 | 6.500% | $4,371 | #22 |
| Louisiana | 693 | 6.500% | $3,968 | #12 |
| Wisconsin | 667 | 6.625% | $2,990 | #18 |
| Massachusetts | 620 | 6.490% | $4,862 | #12 |
| Kentucky | 580 | 6.625% | $3,473 | #14 |
| Missouri | 499 | 6.500% | $3,488 | #20 |
| Nevada | 479 | 6.500% | $5,185 | #17 |
| New Mexico | 402 | 6.375% | $4,768 | #9 |
| Connecticut | 387 | 6.500% | $5,243 | #13 |
| Oregon | 370 | 6.490% | $4,342 | #27 |
| Oklahoma | 342 | 6.500% | $3,806 | #22 |
| Alabama | 298 | 6.375% | $3,998 | #43 |
| Minnesota | 293 | 6.500% | $4,202 | #49 |
| District of Columbia | 285 | 6.500% | $6,406 | #3 |
| Utah | 195 | 6.500% | $3,706 | #35 |
| Mississippi | 179 | 6.250% | $3,437 | #28 |
| Arkansas | 177 | 6.500% | $3,180 | #41 |
| Kansas | 166 | 6.490% | $3,378 | #42 |
| West Virginia | 146 | 6.625% | $3,501 | #26 |
| Delaware | 140 | 6.375% | $5,161 | #23 |
| Idaho | 120 | 6.375% | $5,162 | #40 |
| Iowa | 90 | 6.500% | $2,752 | #66 |
| Rhode Island | 73 | 6.625% | $4,163 | #31 |
| Nebraska | 72 | 6.500% | $3,334 | #50 |
| New Hampshire | 63 | 6.500% | $5,058 | #38 |
| Maine | 47 | 6.625% | $4,018 | — |
| Montana | 44 | 6.490% | $4,911 | — |
| Vermont | 28 | 6.500% | $6,243 | — |
| Wyoming | 26 | 6.562% | $3,684 | — |
| Hawaii | 25 | 6.375% | $7,379 | — |
| North Dakota | 21 | 6.125% | $4,050 | — |
| South Dakota | 21 | 5.990% | $3,902 | — |
| Alaska | 9 | 6.625% | $4,563 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,548 | 6.250% | — | 733 | −$3,308 | |
| 2 | $3,504 | 6.375% | — | 456 | −$1,352 | |
| 3 | $3,978 | 6.500% | — | 482 | −$878 | |
| 4 | $4,262 | 6.500% | — | 526 | −$594 | |
| 5 | $4,729 | 6.500% | — | 773 | −$127 | |
| 6 | $5,072 | 6.490% | — | 548 | +$216 | |
| 7 | $5,211 | 6.490% | — | 1,413 | +$355 | |
| 8 | $5,384 | 6.490% | — | 875 | +$528 | |
| 9 | $5,506 | 6.500% | — | 673 | +$650 | |
| 10 | $5,519 | 6.500% | — | 3,070 | +$663 | |
| 11 | $5,711 | 6.500% | — | 546 | +$855 | |
| 12 | $5,783 | 6.375% | — | 646 | +$927 | |
| 13 | $5,814 | 6.500% | — | 520 | +$958 | |
| 14 | $5,891 | 6.500% | — | 1,044 | +$1,035 | |
| 15 | $6,160 | 6.490% | — | 459 | +$1,304 | |
| 16 | $6,258 | 6.625% | — | 568 | +$1,402 | |
| 17 | $6,345 | 6.500% | — | 1,340 | +$1,489 | |
| 18 | $6,449 | 6.500% | — | 689 | +$1,593 | |
| 19 | $7,177 | 6.500% | — | 639 | +$2,321 | |
| 20 | $7,391 | 6.500% | — | 668 | +$2,535 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.