Mortgage lender closing cost rankings in Montana (2024)
In Montana, homebuyers paid a median of $7,216 in total closing costs on purchase mortgages in 2024, which is above the national median of $6,741. The median interest rate was 6.50% across 7,877 purchase originations. The most active lender was Stockman Bank of Montana with 928 originations. The lowest-cost lender (with 50+ loans) was NAVY FEDERAL CREDIT UNION at $3,628.
Median Total Costs
$7,216
+7.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,412
Purchase Originations
7,877
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 5,205 | 6.625% | $6,348 |
| fha | 1,277 | 6.125% | $12,717 |
| va | 1,308 | 6.125% | $7,108 |
| usda | 87 | 5.995% | $7,276 |
Lowest closing cost lenders in Montana
Ranked by median total loan costs among lenders with 50+ purchase originations in Montana.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,628 | 6.125% | $0 | 58 | −$3,588 | |
| 2 | $4,521 | 6.375% | $1,959 | 55 | −$2,695 | |
| 3 | $4,786 | 6.500% | $1,963 | 62 | −$2,430 | |
| 4 | $4,879 | 6.500% | $1,390 | 171 | −$2,337 | |
| 5 | $5,396 | 6.500% | $1,495 | 82 | −$1,820 | |
| 6 | $5,653 | 6.500% | $1,692 | 72 | −$1,563 | |
| 7 | $5,911 | 5.558% | $3,383 | 56 | −$1,305 | |
| 8 | $6,069 | 6.625% | $2,856 | 86 | −$1,147 | |
| 9 | $6,080 | 6.375% | $2,162 | 470 | −$1,136 | |
| 10 | $6,086 | 6.500% | $0 | 320 | −$1,130 | |
| 11 | $6,115 | 6.750% | $1,664 | 72 | −$1,101 | |
| 12 | $6,156 | 6.625% | $3,201 | 51 | −$1,060 | |
| 13 | $6,228 | 6.625% | $2,450 | 153 | −$988 | |
| 14 | $6,769 | 6.500% | $3,546 | 256 | −$447 | |
| 15 | $6,834 | 7.000% | $2,195 | 68 | −$382 | |
| 16 | $6,982 | 6.375% | $3,561 | 928 | −$234 | |
| 17 | $7,072 | 6.625% | $3,272 | 85 | −$144 | |
| 18 | $7,092 | 6.291% | $2,734 | 67 | −$124 | |
| 19 | $7,243 | 6.500% | $3,566 | 334 | +$27 | |
| 20 | $7,351 | 6.500% | $2,655 | 75 | +$135 | |
| 21 | $7,367 | 6.500% | $3,259 | 620 | +$151 | |
| 22 | $7,684 | 6.125% | $4,264 | 64 | +$468 | |
| 23 | $7,901 | 6.625% | $4,098 | 494 | +$685 | |
| 24 | $8,058 | 6.688% | $4,071 | 390 | +$842 | |
| 25 | $8,143 | 6.625% | $3,838 | 99 | +$927 |
Includes lenders with 50+ purchase originations in Montana. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Yellowstone County
1,528 originations
Gallatin County
1,028 originations
Flathead County
795 originations
Cascade County
730 originations
Missoula County
706 originations
Lewis and Clark County
604 originations
Silver Bow County
306 originations
Ravalli County
290 originations
Lincoln County
140 originations
Park County
128 originations
Hill County
111 originations
Lake County
108 originations
Broadwater County
104 originations
See Montana closing cost details, fee benchmarks, and county comparisons → Montana Closing Costs Guide
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.