Lowest closing cost mortgage lenders in Lincoln County County, Montana
In Lincoln County, Montana, homebuyers paid a median of $6,268 in closing costs in 2024 — below the Montana median of $7,216. The county saw 140 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, CROSSCOUNTRY MORTGAGE, LLC offered the lowest median costs at $4,228, which is $1,919 less than the county median.
Homebuyers in Lincoln County County who chose CROSSCOUNTRY MORTGAGE, LLC paid $2,040 less in closing costs than the county median.
County Median Costs
$6,268
−13.1% vs Montana ($7,216)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,768
Purchase Originations
140
vs Montana Median
13.1% below
$-948
vs National Median
7.0% below
$-473
Lender rankings in Lincoln County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,228 | 7.125% | $1,395 | 11 | −$1,919 | |
| 2 | $8,599 | 6.938% | $5,145 | 22 | +$2,452 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Montana → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.