Homebuyers in Lincoln County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,875 less in closing costs than the county median.
County Median Costs
$6,505
−13.8% vs Montana ($7,546)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,659
Purchase Originations
158
Denial Rate
11.7%
vs Montana avg (7.7%)
vs Montana Median
13.8% below
$-1,041
vs National Median
2.6% below
$-175
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,894 | 6.740% | $1,515 | 15 | −$1,399 | |
| 2 | $7,881 | 6.625% | $4,680 | 23 | +$1,588 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Montana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.