Purchase Originations
1,653
Ranked #263 nationally
Median Total Costs
$8,140
+21.9% vs national ($6,680)
↓ $242 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$4,196
Median Lender Credits
$533
Cost Rank (500+ vol.)
#449
among lenders with 500+ originations
Denial Rate
13.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,279 | 6.500% | $7,310 | $4,305 |
| fha | 258 | 6.000% | $12,298 | $3,944 |
| va | 102 | 6.062% | $9,082 | $4,148 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Montana | 561 | 6.375% | $8,284 | #3 |
| Idaho | 382 | 6.312% | $9,352 | #13 |
| Washington | 226 | 6.500% | $8,704 | #58 |
| Wyoming | 205 | 6.250% | $6,953 | #7 |
| Utah | 99 | 6.500% | $7,999 | #56 |
| Arizona | 71 | 6.625% | $5,196 | #123 |
| Colorado | 70 | 6.375% | $3,817 | #133 |
| Texas | 29 | 6.350% | $5,793 | — |
| Nevada | 6 | 6.250% | $16,870 | — |
| New Mexico | 4 | 6.625% | $7,462 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,970 | 6.812% | — | 28 | −$4,170 | |
| 2 | $4,878 | 6.375% | — | 24 | −$3,262 | |
| 3 | $6,450 | 6.125% | — | 19 | −$1,690 | |
| 4 | $6,883 | 6.000% | — | 46 | −$1,257 | |
| 5 | $7,335 | 6.375% | — | 67 | −$805 | |
| 6 | $7,498 | 6.375% | — | 62 | −$642 | |
| 7 | $7,667 | 6.625% | — | 39 | −$473 | |
| 8 | $7,696 | 6.625% | — | 52 | −$444 | |
| 9 | $7,759 | 6.375% | — | 47 | −$381 | |
| 10 | $8,131 | 6.500% | — | 24 | −$9 | |
| 11 | $8,131 | 6.500% | — | 19 | −$9 | |
| 12 | $8,343 | 6.750% | — | 58 | +$203 | |
| 13 | $8,546 | 6.375% | — | 23 | +$406 | |
| 14 | $8,558 | 6.000% | — | 122 | +$418 | |
| 15 | $8,911 | 6.500% | — | 86 | +$771 | |
| 16 | $9,055 | 6.250% | — | 27 | +$915 | |
| 17 | $9,276 | 6.500% | — | 80 | +$1,136 | |
| 18 | $11,251 | 6.625% | — | 22 | +$3,111 | |
| 19 | $11,540 | 6.250% | — | 172 | +$3,400 | |
| 20 | $11,759 | 6.688% | — | 32 | +$3,619 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Glacier Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $365,000 | $335,000 | +$30,000 (+9.0%) |
| Median total closing costs | $8,140 | $7,127 | +$1,013 (+14.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.