Mortgage lender closing cost rankings in Colorado (2024)
In Colorado, homebuyers paid a median of $6,509 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.50% across 65,513 purchase originations. The most active lender was UNITED WHOLESALE MORTGAGE, LLC with 10,129 originations. The lowest-cost lender (with 50+ loans) was Shea Mortgage Inc. at $0.
Median Total Costs
$6,509
−3.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,453
Purchase Originations
65,513
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 44,825 | 6.625% | $4,737 |
| fha | 11,886 | 6.250% | $13,832 |
| va | 8,731 | 6.125% | $7,994 |
| usda | 71 | 6.250% | $7,895 |
Lowest closing cost lenders in Colorado
Ranked by median total loan costs among lenders with 50+ purchase originations in Colorado.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.125% | $0 | 215 | −$6,509 | |
| 2 | $900 | 6.500% | $0 | 72 | −$5,609 | |
| 3 | $1,738 | 6.250% | $100 | 80 | −$4,771 | |
| 4 | $2,366 | 6.433% | $0 | 60 | −$4,143 | |
| 5 | $2,567 | 5.500% | $126 | 342 | −$3,942 | |
| 6 | $2,672 | 5.625% | $0 | 147 | −$3,837 | |
| 7 | $2,681 | 2.750% | $763 | 74 | −$3,828 | |
| 8 | $2,733 | 6.250% | $250 | 158 | −$3,776 | |
| 9 | $2,809 | 6.625% | $582 | 359 | −$3,700 | |
| 10 | $2,878 | 5.250% | $0 | 1,235 | −$3,631 | |
| 11 | $3,018 | 6.500% | $600 | 62 | −$3,491 | |
| 12 | $3,158 | 6.050% | $815 | 194 | −$3,351 | |
| 13 | $3,163 | 6.125% | $0 | 487 | −$3,346 | |
| 14 | $3,217 | 6.500% | $1,150 | 894 | −$3,292 | |
| 15 | $3,284 | 6.500% | $500 | 55 | −$3,225 | |
| 16 | $3,291 | 6.625% | $1,145 | 438 | −$3,218 | |
| 17 | $3,331 | 6.625% | $950 | 1,355 | −$3,178 | |
| 18 | $3,339 | 6.690% | $1,140 | 60 | −$3,170 | |
| 19 | $3,343 | 6.875% | $1,195 | 331 | −$3,166 | |
| 20 | $3,359 | 6.625% | $955 | 423 | −$3,150 | |
| 21 | $3,374 | 6.000% | $1,195 | 100 | −$3,135 | |
| 22 | $3,383 | 6.125% | $1,250 | 694 | −$3,126 | |
| 23 | $3,498 | 6.625% | $595 | 56 | −$3,011 | |
| 24 | $3,510 | 5.750% | $1,495 | 105 | −$2,999 | |
| 25 | $3,590 | 5.375% | $1,465 | 563 | −$2,919 |
Includes lenders with 50+ purchase originations in Colorado. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
El Paso County
9,741 originations
Denver County
7,030 originations
Arapahoe County
6,887 originations
Adams County
6,608 originations
Jefferson County
6,147 originations
Douglas County
5,764 originations
Weld County
5,062 originations
Larimer County
3,910 originations
Boulder County
2,791 originations
Mesa County
1,783 originations
Pueblo County
1,754 originations
Broomfield County
795 originations
Elbert County
713 originations
Garfield County
573 originations
La Plata County
457 originations
Fremont County
443 originations
Montrose County
400 originations
Teller County
378 originations
Eagle County
338 originations
Summit County
333 originations
Delta County
290 originations
Park County
283 originations
Morgan County
269 originations
Chaffee County
235 originations
Routt County
216 originations
Grand County
185 originations
Montezuma County
184 originations
Moffat County
155 originations
Archuleta County
155 originations
Logan County
142 originations
Otero County
126 originations
Gunnison County
125 originations
Pitkin County
125 originations
See Colorado closing cost details, fee benchmarks, and county comparisons → Colorado Closing Costs Guide
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.