SWBC MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, SWBC MORTGAGE CORPORATION originated 5,756 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,146. That ranks #83 nationally by origination volume. For total closing costs among lenders with 500+ originations, SWBC MORTGAGE CORPORATION ranks #215. That is $1,595 below the national median of $6,741. SWBC MORTGAGE CORPORATION is most active in Texas with 1,367 originations there.
Purchase Originations
5,756
Ranked #83 nationally
Median Total Costs
$5,146
−23.7% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$470
Median Lender Credits
$85
Cost Rank (500+ vol.)
#215
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,549 | 6.625% | $4,202 | $1,255 |
| fha | 1,384 | 6.625% | $6,823 | $0 |
| va | 736 | 6.250% | $6,136 | $0 |
| usda | 87 | 6.250% | $3,465 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 1,367 | 6.625% | $6,061 | #47 |
| Florida | 675 | 6.625% | $5,856 | #70 |
| Tennessee | 577 | 6.625% | $3,547 | #30 |
| Georgia | 426 | 6.625% | $4,238 | #61 |
| Mississippi | 372 | 6.125% | $5,548 | #15 |
| Colorado | 359 | 6.625% | $2,809 | #46 |
| Minnesota | 355 | 6.625% | $4,836 | #43 |
| Pennsylvania | 284 | 6.625% | $5,474 | #74 |
| Arkansas | 273 | 6.625% | $4,266 | #24 |
| Maryland | 268 | 6.625% | $6,033 | #54 |
| Virginia | 242 | 6.750% | $5,503 | #76 |
| Oklahoma | 167 | 6.625% | $6,418 | #51 |
| Alabama | 122 | 6.625% | $4,503 | #76 |
| Utah | 80 | 6.625% | $4,907 | #63 |
| North Carolina | 44 | 6.625% | $4,899 | — |
| Kentucky | 38 | 6.625% | $5,403 | — |
| South Carolina | 29 | 6.750% | $3,957 | — |
| Nevada | 18 | 7.188% | $7,167 | — |
| Louisiana | 13 | 6.750% | $3,979 | — |
| Wisconsin | 10 | 6.625% | $5,913 | — |
| Ohio | 6 | 7.000% | $4,904 | — |
| District of Columbia | 5 | 7.000% | $3,691 | — |
| Arizona | 4 | 7.125% | $1,994 | — |
| Delaware | 4 | 6.812% | $4,226 | — |
| California | 3 | 7.500% | $7,680 | — |
| Indiana | 3 | 6.125% | $720 | — |
| West Virginia | 3 | 6.875% | $1,946 | — |
| Nebraska | 2 | 6.688% | $6,131 | — |
| New Jersey | 2 | 6.438% | $12,015 | — |
| New Mexico | 2 | 6.250% | $5,169 | — |
| Idaho | 1 | 5.625% | $4,716 | — |
| Massachusetts | 1 | 7.000% | $3,964 | — |
| Wyoming | 1 | 6.000% | $14,659 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,678 | 6.625% | — | 203 | −$2,468 | |
| 2 | $3,222 | 6.625% | — | 74 | −$1,924 | |
| 3 | $3,657 | 6.625% | — | 91 | −$1,489 | |
| 4 | $4,097 | 6.625% | — | 72 | −$1,049 | |
| 5 | $4,194 | 6.625% | — | 129 | −$952 | |
| 6 | $4,196 | 6.625% | — | 94 | −$950 | |
| 7 | $4,528 | 6.625% | — | 110 | −$618 | |
| 8 | $4,790 | 6.250% | — | 180 | −$356 | |
| 9 | $4,918 | 6.312% | — | 112 | −$228 | |
| 10 | $4,955 | 6.625% | — | 69 | −$191 | |
| 11 | $5,176 | 6.750% | — | 234 | +$30 | |
| 12 | $5,212 | 6.625% | — | 83 | +$66 | |
| 13 | $5,450 | 6.500% | — | 204 | +$304 | |
| 14 | $5,506 | 6.000% | — | 127 | +$360 | |
| 15 | $6,150 | 6.625% | — | 82 | +$1,004 | |
| 16 | $6,212 | 5.933% | — | 70 | +$1,066 | |
| 17 | $6,298 | 6.625% | — | 80 | +$1,152 | |
| 18 | $6,427 | 6.250% | — | 106 | +$1,281 | |
| 19 | $6,653 | 6.625% | — | 94 | +$1,507 | |
| 20 | $7,628 | 6.625% | — | 98 | +$2,482 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.