Mortgage lender closing cost rankings in Delaware (2024)
In Delaware, homebuyers paid a median of $7,756 in total closing costs on purchase mortgages in 2024, which is above the national median of $6,741. The median interest rate was 6.50% across 10,196 purchase originations. The most active lender was PIKE CREEK MORTGAGE SERVICES, INC. with 792 originations. The lowest-cost lender (with 50+ loans) was NAVY FEDERAL CREDIT UNION at $4,085.
Median Total Costs
$7,756
+15.1% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,826
Purchase Originations
10,196
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 6,799 | 6.625% | $6,085 |
| fha | 2,366 | 6.125% | $12,206 |
| va | 989 | 6.250% | $9,419 |
| usda | 42 | 6.125% | $10,045 |
Lowest closing cost lenders in Delaware
Ranked by median total loan costs among lenders with 50+ purchase originations in Delaware.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,085 | 6.125% | $0 | 117 | −$3,671 | |
| 2 | $4,237 | 6.500% | $999 | 86 | −$3,519 | |
| 3 | $4,345 | 6.375% | $595 | 233 | −$3,411 | |
| 4 | $4,563 | 6.250% | $2,157 | 90 | −$3,193 | |
| 5 | $4,776 | 6.875% | $538 | 239 | −$2,980 | |
| 6 | $4,876 | 5.875% | $0 | 287 | −$2,880 | |
| 7 | $4,909 | 6.500% | $1,554 | 66 | −$2,847 | |
| 8 | $5,019 | 6.500% | $1,984 | 75 | −$2,737 | |
| 9 | $5,129 | 6.812% | $1,125 | 76 | −$2,627 | |
| 10 | $5,161 | 6.375% | $1,582 | 140 | −$2,595 | |
| 11 | $5,483 | 6.500% | $1,752 | 70 | −$2,273 | |
| 12 | $5,862 | 6.625% | $1,964 | 210 | −$1,894 | |
| 13 | $5,940 | 6.750% | $1,700 | 271 | −$1,816 | |
| 14 | $6,219 | 6.812% | $1,710 | 118 | −$1,537 | |
| 15 | $6,278 | 6.625% | $1,295 | 74 | −$1,478 | |
| 16 | $6,336 | 6.875% | $1,999 | 87 | −$1,420 | |
| 17 | $6,344 | 6.500% | $1,643 | 336 | −$1,412 | |
| 18 | $6,423 | 6.625% | $2,663 | 100 | −$1,333 | |
| 19 | $6,461 | 6.500% | $3,256 | 109 | −$1,295 | |
| 20 | $6,771 | 6.500% | $2,049 | 187 | −$985 | |
| 21 | $7,110 | 6.500% | $3,462 | 301 | −$646 | |
| 22 | $7,174 | 6.500% | $3,681 | 325 | −$582 | |
| 23 | $7,252 | 6.575% | $2,781 | 51 | −$504 | |
| 24 | $7,971 | 6.625% | $1,542 | 142 | +$215 | |
| 25 | $8,116 | 6.875% | $2,990 | 69 | +$360 |
Includes lenders with 50+ purchase originations in Delaware. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
See Delaware closing cost details, fee benchmarks, and county comparisons → Delaware Closing Costs Guide
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.