MLD MORTGAGE INC. closing costs and rates (2024)
In 2024, MLD MORTGAGE INC. originated 2,245 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $6,493. That ranks #202 nationally by origination volume. For total closing costs among lenders with 500+ originations, MLD MORTGAGE INC. ranks #332. That is $248 below the national median of $6,741. MLD MORTGAGE INC. is most active in Illinois with 427 originations there.
Purchase Originations
2,245
Ranked #202 nationally
Median Total Costs
$6,493
−3.7% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,500
Median Lender Credits
$190
Cost Rank (500+ vol.)
#332
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,489 | 6.625% | $5,822 | $1,495 |
| fha | 552 | 6.500% | $11,671 | $2,290 |
| va | 182 | 6.125% | $6,004 | $1,495 |
| usda | 22 | 6.500% | $5,765 | $1,937 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 427 | 6.750% | $5,788 | #55 |
| California | 416 | 6.500% | $8,237 | #88 |
| New Jersey | 412 | 6.500% | $6,434 | #39 |
| Oklahoma | 395 | 6.500% | $6,975 | #19 |
| Washington | 105 | 6.250% | $10,227 | #101 |
| Texas | 97 | 6.625% | $5,742 | #277 |
| Delaware | 48 | 6.433% | $6,203 | — |
| Massachusetts | 48 | 6.625% | $4,532 | — |
| Iowa | 37 | 6.750% | $6,785 | — |
| Virginia | 33 | 6.250% | $9,054 | — |
| Maryland | 27 | 6.500% | $9,217 | — |
| Pennsylvania | 27 | 6.250% | $6,358 | — |
| New York | 25 | 6.375% | $6,313 | — |
| Florida | 22 | 6.688% | $6,066 | — |
| Indiana | 18 | 6.625% | $3,673 | — |
| Nevada | 15 | 6.625% | $5,407 | — |
| Hawaii | 12 | 6.312% | $21,322 | — |
| Minnesota | 10 | 6.375% | $6,669 | — |
| North Carolina | 10 | 6.375% | $4,243 | — |
| Arizona | 7 | 6.625% | $5,656 | — |
| Georgia | 6 | 6.375% | $4,526 | — |
| Ohio | 6 | 6.125% | $7,085 | — |
| Wisconsin | 6 | 6.938% | $4,332 | — |
| New Hampshire | 5 | 6.500% | $5,007 | — |
| Tennessee | 5 | 6.500% | $7,410 | — |
| South Carolina | 4 | 6.495% | $5,256 | — |
| West Virginia | 4 | 6.183% | $9,744 | — |
| Alabama | 3 | 6.990% | $3,916 | — |
| Oregon | 3 | 6.875% | $8,203 | — |
| Colorado | 2 | 6.562% | $5,696 | — |
| Idaho | 2 | 6.812% | $1,671 | — |
| Kentucky | 2 | 6.438% | $2,731 | — |
| Maine | 2 | 5.938% | $17,736 | — |
| Rhode Island | 2 | 7.250% | $7,100 | — |
| Connecticut | 1 | 6.625% | $7,944 | — |
| Mississippi | 1 | 7.125% | $4,768 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,188 | 6.750% | — | 52 | −$3,305 | |
| 2 | $3,192 | 6.750% | — | 125 | −$3,301 | |
| 3 | $4,438 | 6.625% | — | 27 | −$2,055 | |
| 4 | $5,202 | 6.750% | — | 39 | −$1,291 | |
| 5 | $5,339 | 6.375% | — | 28 | −$1,154 | |
| 6 | $5,998 | 6.375% | — | 35 | −$495 | |
| 7 | $6,220 | 6.625% | — | 31 | −$273 | |
| 8 | $6,235 | 6.562% | — | 114 | −$258 | |
| 9 | $6,504 | 6.500% | — | 180 | +$11 | |
| 10 | $6,579 | 6.490% | — | 82 | +$86 | |
| 11 | $6,754 | 6.750% | — | 120 | +$261 | |
| 12 | $6,889 | 6.500% | — | 101 | +$396 | |
| 13 | $7,036 | 6.375% | — | 67 | +$543 | |
| 14 | $7,273 | 6.625% | — | 41 | +$780 | |
| 15 | $8,362 | 6.433% | — | 82 | +$1,869 | |
| 16 | $8,443 | 6.490% | — | 61 | +$1,950 | |
| 17 | $8,775 | 6.625% | — | 65 | +$2,282 | |
| 18 | $9,346 | 6.625% | — | 63 | +$2,853 | |
| 19 | $10,443 | 6.062% | — | 24 | +$3,950 | |
| 20 | $11,798 | 6.312% | — | 40 | +$5,305 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.