Mortgage lender closing cost rankings in West Virginia (2024)
In West Virginia, homebuyers paid a median of $5,517 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.62% across 12,487 purchase originations. The most active lender was ROCKET MORTGAGE, LLC with 719 originations. The lowest-cost lender (with 50+ loans) was City National Bank of West Virginia at $2,183.
Median Total Costs
$5,517
−18.2% vs national ($6,741)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,839
Purchase Originations
12,487
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 6,728 | 6.625% | $4,229 |
| fha | 3,501 | 6.490% | $8,250 |
| va | 1,643 | 6.490% | $5,226 |
| usda | 615 | 6.625% | $6,278 |
Lowest closing cost lenders in West Virginia
Ranked by median total loan costs among lenders with 50+ purchase originations in West Virginia.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,183 | 6.450% | $600 | 346 | −$3,334 | |
| 2 | $2,231 | 6.875% | $500 | 86 | −$3,286 | |
| 3 | $2,322 | 6.500% | $975 | 57 | −$3,195 | |
| 4 | $3,143 | 6.500% | $795 | 60 | −$2,374 | |
| 5 | $3,238 | 6.125% | $0 | 243 | −$2,279 | |
| 6 | $3,392 | 6.125% | $649 | 88 | −$2,125 | |
| 7 | $3,501 | 6.625% | $1,409 | 146 | −$2,016 | |
| 8 | $3,508 | 7.900% | $1,968 | 51 | −$2,009 | |
| 9 | $3,624 | 6.875% | $1,399 | 59 | −$1,893 | |
| 10 | $3,703 | 6.500% | $1,150 | 126 | −$1,814 | |
| 11 | $3,834 | 6.270% | $1,300 | 154 | −$1,683 | |
| 12 | $3,887 | 7.188% | $1,055 | 158 | −$1,630 | |
| 13 | $3,981 | 6.875% | $1,295 | 61 | −$1,536 | |
| 14 | $4,067 | 6.490% | $1,459 | 318 | −$1,450 | |
| 15 | $4,072 | 6.995% | $0 | 176 | −$1,445 | |
| 16 | $4,248 | 6.500% | $1,538 | 160 | −$1,269 | |
| 17 | $4,302 | 6.270% | $2,070 | 547 | −$1,215 | |
| 18 | $4,303 | 6.750% | $0 | 558 | −$1,214 | |
| 19 | $4,413 | 6.625% | $1,060 | 71 | −$1,104 | |
| 20 | $4,536 | 6.500% | $1,278 | 516 | −$981 | |
| 21 | $4,624 | 6.562% | $1,357 | 88 | −$893 | |
| 22 | $4,625 | 6.500% | $1,624 | 96 | −$892 | |
| 23 | $4,638 | 6.500% | $1,295 | 85 | −$879 | |
| 24 | $4,650 | 6.375% | $2,103 | 51 | −$867 | |
| 25 | $4,933 | 5.500% | $0 | 120 | −$584 |
Includes lenders with 50+ purchase originations in West Virginia. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Berkeley County
2,058 originations
Jefferson County
1,181 originations
Kanawha County
1,152 originations
Monongalia County
801 originations
Cabell County
662 originations
Wood County
547 originations
Raleigh County
518 originations
Harrison County
479 originations
Putnam County
462 originations
Marion County
439 originations
Mercer County
319 originations
Ohio County
230 originations
Hancock County
222 originations
Wayne County
203 originations
Preston County
202 originations
Greenbrier County
194 originations
Morgan County
186 originations
Mineral County
178 originations
Fayette County
172 originations
Marshall County
164 originations
Hampshire County
160 originations
Jackson County
158 originations
Mason County
148 originations
Brooke County
123 originations
Nicholas County
106 originations
Randolph County
104 originations
Upshur County
101 originations
See West Virginia closing cost details, fee benchmarks, and county comparisons → West Virginia Closing Costs Guide
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.