Purchase Originations
263
Median Total Costs
$3,481
−47.9% vs national ($6,680)
↑ $274 vs prior year
Median Rate
6.000%
−7.5% vs national (6.490%)
↓ 0.450% vs prior year
Median Origination
$707
Median Lender Credits
$25
Denial Rate
4.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 263 | 6.000% | $3,481 | $707 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 180 | 6.000% | $3,474 | #113 |
| West Virginia | 83 | 6.000% | $3,481 | #38 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,887 | 6.000% | — | 8 | −$594 | |
| 2 | $2,888 | 5.500% | — | 1 | −$593 | |
| 3 | $2,896 | 6.000% | — | 2 | −$585 | |
| 4 | $2,971 | 6.000% | — | 12 | −$510 | |
| 5 | $3,090 | 6.000% | — | 16 | −$391 | |
| 6 | $3,272 | 6.000% | — | 49 | −$209 | |
| 7 | $3,466 | 6.000% | — | 1 | −$15 | |
| 8 | $3,478 | 6.000% | — | 26 | −$3 | |
| 9 | $3,488 | 6.000% | — | 75 | +$7 | |
| 10 | $4,026 | 6.000% | — | 36 | +$545 | |
| 11 | $4,126 | 5.750% | — | 2 | +$645 | |
| 12 | $4,264 | 6.000% | — | 11 | +$783 | |
| 13 | $4,532 | 6.000% | — | 2 | +$1,051 | |
| 14 | $4,585 | 6.075% | — | 2 | +$1,104 | |
| 15 | $5,195 | 6.000% | — | 10 | +$1,714 | |
| 16 | $5,995 | 6.000% | — | 1 | +$2,514 | |
| 17 | $6,435 | 6.000% | — | 9 | +$2,954 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | First Federal Savings and Loan Association of Greene Co | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $235,000 | $335,000 | −$100,000 (−29.9%) |
| Median total closing costs | $3,481 | $7,127 | −$3,646 (−51.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.