GUILD MORTGAGE COMPANY LLC closing costs and rates (2024)
In 2024, GUILD MORTGAGE COMPANY LLC originated 54,195 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,059. That ranks #7 nationally by origination volume. For total closing costs among lenders with 500+ originations, GUILD MORTGAGE COMPANY LLC ranks #446. That is $1,318 above the national median of $6,741. GUILD MORTGAGE COMPANY LLC is most active in Texas with 5,095 originations there.
Purchase Originations
54,195
Ranked #7 nationally
Median Total Costs
$8,059
+19.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,611
Median Lender Credits
$1,011
Cost Rank (500+ vol.)
#446
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 32,187 | 6.750% | $6,249 | $3,372 |
| fha | 15,673 | 6.625% | $12,119 | $4,183 |
| va | 5,183 | 6.250% | $9,697 | $3,492 |
| usda | 1,152 | 6.375% | $6,401 | $2,118 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 5,095 | 6.625% | $9,856 | #11 |
| Washington | 3,533 | 6.625% | $9,630 | #2 |
| Missouri | 3,385 | 6.750% | $4,962 | #2 |
| Oregon | 2,966 | 6.625% | $9,477 | #1 |
| Nevada | 2,839 | 6.625% | $11,485 | #2 |
| California | 2,630 | 6.625% | $10,975 | #16 |
| Colorado | 2,469 | 6.750% | $7,465 | #3 |
| Georgia | 2,342 | 6.375% | $10,047 | #8 |
| Utah | 2,118 | 6.500% | $10,826 | #3 |
| Arizona | 2,108 | 6.625% | $10,151 | #9 |
| Pennsylvania | 2,093 | 6.625% | $6,837 | #5 |
| Illinois | 1,834 | 6.875% | $6,029 | #12 |
| South Carolina | 1,750 | 6.625% | $7,166 | #6 |
| Massachusetts | 1,621 | 6.625% | $5,928 | #5 |
| Wisconsin | 1,591 | 6.625% | $5,024 | #5 |
| Florida | 1,485 | 6.625% | $9,368 | #31 |
| New Mexico | 1,320 | 6.625% | $8,915 | #2 |
| Alabama | 1,287 | 6.500% | $7,272 | #7 |
| North Carolina | 1,208 | 6.625% | $7,150 | #24 |
| Idaho | 1,035 | 6.500% | $10,097 | #3 |
| Maine | 987 | 6.750% | $5,441 | #3 |
| Indiana | 795 | 6.750% | $5,149 | #20 |
| Virginia | 669 | 6.625% | $7,121 | #32 |
| New Hampshire | 528 | 6.750% | $4,417 | #4 |
| Maryland | 526 | 6.625% | $7,661 | #28 |
| Oklahoma | 521 | 6.750% | $7,175 | #14 |
| Michigan | 495 | 6.875% | $5,486 | #36 |
| Minnesota | 434 | 6.875% | $5,018 | #33 |
| Iowa | 400 | 6.750% | $4,896 | #18 |
| Kansas | 396 | 6.625% | $4,941 | #13 |
| Wyoming | 385 | 6.625% | $8,817 | #3 |
| Delaware | 336 | 6.500% | $6,344 | #6 |
| Louisiana | 314 | 6.580% | $7,419 | #23 |
| Rhode Island | 309 | 6.625% | $5,354 | #4 |
| Tennessee | 297 | 6.625% | $8,932 | #53 |
| Nebraska | 290 | 6.625% | $5,366 | #16 |
| Montana | 276 | 6.375% | $9,507 | #9 |
| Arkansas | 263 | 6.625% | $5,453 | #25 |
| Hawaii | 258 | 6.625% | $13,678 | #8 |
| Mississippi | 236 | 6.625% | $7,143 | #24 |
| Ohio | 233 | 6.875% | $5,829 | #85 |
| Connecticut | 133 | 6.750% | $4,964 | #41 |
| Alaska | 116 | 6.250% | $8,888 | #12 |
| Vermont | 82 | 6.500% | $7,640 | #13 |
| New Jersey | 63 | 6.750% | $8,414 | #131 |
| West Virginia | 46 | 6.500% | $9,213 | — |
| North Dakota | 36 | 6.438% | $8,072 | — |
| Kentucky | 34 | 6.625% | $7,794 | — |
| District of Columbia | 15 | 6.625% | $8,570 | — |
| South Dakota | 13 | 6.625% | $8,748 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,180 | 6.875% | — | 356 | −$3,879 | |
| 2 | $4,611 | 6.875% | — | 1,044 | −$3,448 | |
| 3 | $5,477 | 6.875% | — | 434 | −$2,582 | |
| 4 | $6,274 | 6.625% | — | 490 | −$1,785 | |
| 5 | $6,454 | 6.625% | — | 388 | −$1,605 | |
| 6 | $6,607 | 6.625% | — | 365 | −$1,452 | |
| 7 | $7,395 | 6.875% | — | 358 | −$664 | |
| 8 | $7,899 | 6.625% | — | 650 | −$160 | |
| 9 | $8,134 | 6.625% | — | 360 | +$75 | |
| 10 | $8,639 | 6.625% | — | 551 | +$580 | |
| 11 | $8,732 | 6.625% | — | 380 | +$673 | |
| 12 | $8,869 | 6.625% | — | 587 | +$810 | |
| 13 | $9,107 | 6.625% | — | 466 | +$1,048 | |
| 14 | $9,542 | 6.625% | — | 423 | +$1,483 | |
| 15 | $10,438 | 6.625% | — | 585 | +$2,379 | |
| 16 | $10,558 | 6.625% | — | 477 | +$2,499 | |
| 17 | $10,595 | 6.625% | — | 866 | +$2,536 | |
| 18 | $10,937 | 6.625% | — | 369 | +$2,878 | |
| 19 | $11,748 | 6.375% | — | 1,507 | +$3,689 | |
| 20 | $12,009 | 6.500% | — | 396 | +$3,950 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.