Mortgage lender closing cost rankings in Missouri (2024)
In Missouri, homebuyers paid a median of $4,120 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.62% across 57,204 purchase originations. The most active lender was FLAT BRANCH MORTGAGE, INC. with 5,760 originations. The lowest-cost lender (with 50+ loans) was MORTGAGE SOLUTIONS OF COLORADO, LLC at $575.
Median Total Costs
$4,120
−38.9% vs national ($6,741)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,440
Purchase Originations
57,204
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 37,760 | 6.750% | $3,569 |
| fha | 10,942 | 6.625% | $8,047 |
| va | 6,348 | 6.625% | $4,858 |
| usda | 2,154 | 6.625% | $5,129 |
Lowest closing cost lenders in Missouri
Ranked by median total loan costs among lenders with 50+ purchase originations in Missouri.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $575 | 7.750% | $0 | 75 | −$3,545 | |
| 2 | $1,434 | 6.375% | $0 | 73 | −$2,686 | |
| 3 | $1,759 | 6.875% | $495 | 122 | −$2,361 | |
| 4 | $2,024 | 6.500% | $800 | 123 | −$2,096 | |
| 5 | $2,058 | 7.000% | $550 | 236 | −$2,062 | |
| 6 | $2,236 | 9.900% | $1,278 | 52 | −$1,884 | |
| 7 | $2,288 | 6.500% | $660 | 155 | −$1,832 | |
| 8 | $2,401 | 7.850% | $700 | 136 | −$1,719 | |
| 9 | $2,421 | 6.500% | $827 | 57 | −$1,699 | |
| 10 | $2,541 | 6.438% | $0 | 76 | −$1,579 | |
| 11 | $2,550 | 6.625% | $650 | 61 | −$1,570 | |
| 12 | $2,596 | 6.875% | $1,280 | 83 | −$1,524 | |
| 13 | $2,636 | 6.875% | $700 | 106 | −$1,484 | |
| 14 | $2,642 | 6.375% | $250 | 382 | −$1,478 | |
| 15 | $2,709 | 6.500% | $840 | 336 | −$1,411 | |
| 16 | $2,725 | 6.625% | $950 | 80 | −$1,395 | |
| 17 | $2,742 | 6.750% | $678 | 104 | −$1,378 | |
| 18 | $2,756 | 6.125% | $1,130 | 401 | −$1,364 | |
| 19 | $2,780 | 6.125% | $0 | 515 | −$1,340 | |
| 20 | $2,825 | 6.875% | $935 | 71 | −$1,295 | |
| 21 | $2,891 | 6.875% | $1,135 | 224 | −$1,229 | |
| 22 | $2,976 | 6.500% | $970 | 141 | −$1,144 | |
| 23 | $2,979 | 6.375% | $495 | 855 | −$1,141 | |
| 24 | $2,985 | 6.500% | $1,035 | 93 | −$1,135 | |
| 25 | $3,007 | 6.625% | $670 | 90 | −$1,113 |
Includes lenders with 50+ purchase originations in Missouri. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
St. Louis County
8,838 originations
Jackson County
7,644 originations
St. Charles County
4,714 originations
Greene County
3,134 originations
Clay County
3,089 originations
Jefferson County
2,652 originations
St. Louis city
2,293 originations
Boone County
1,537 originations
Cass County
1,414 originations
Jasper County
1,315 originations
Platte County
1,208 originations
Christian County
1,112 originations
Franklin County
932 originations
Buchanan County
840 originations
Cole County
686 originations
Lincoln County
684 originations
Cape Girardeau County
644 originations
Johnson County
641 originations
St. Francois County
601 originations
Pulaski County
596 originations
Newton County
559 originations
Taney County
471 originations
Camden County
460 originations
Webster County
374 originations
Pettis County
370 originations
Warren County
364 originations
Laclede County
332 originations
Lafayette County
319 originations
Butler County
319 originations
Callaway County
315 originations
Lawrence County
305 originations
Polk County
295 originations
Scott County
292 originations
Phelps County
270 originations
Stone County
264 originations
Ray County
240 originations
Marion County
234 originations
Howell County
222 originations
Clinton County
205 originations
Randolph County
204 originations
Henry County
199 originations
Barry County
195 originations
Audrain County
195 originations
Miller County
193 originations
Stoddard County
181 originations
Benton County
178 originations
Perry County
159 originations
McDonald County
151 originations
Bates County
149 originations
Adair County
147 originations
Texas County
146 originations
Nodaway County
145 originations
Andrew County
143 originations
Vernon County
142 originations
Saline County
142 originations
Washington County
140 originations
Dallas County
139 originations
Dunklin County
132 originations
Cooper County
129 originations
Crawford County
127 originations
Ste. Genevieve County
124 originations
Wright County
118 originations
Morgan County
117 originations
Madison County
109 originations
Livingston County
109 originations
Cedar County
103 originations
See Missouri closing cost details, fee benchmarks, and county comparisons → Missouri Closing Costs Guide
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.