Lowest closing cost mortgage lenders in Lincoln County County, Missouri
In Lincoln County, Missouri, homebuyers paid a median of $4,336 in closing costs in 2024 — above the Missouri median of $4,120. The county saw 684 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Stifel Bank and Trust offered the lowest median costs at $2,763, which is $1,089 less than the county median.
Homebuyers in Lincoln County County who chose Stifel Bank and Trust paid $1,573 less in closing costs than the county median.
County Median Costs
$4,336
+5.2% vs Missouri ($4,120)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,450
Purchase Originations
684
vs Missouri Median
5.2% above
$216
vs National Median
35.7% below
$-2,405
Lender rankings in Lincoln County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,763 | 6.125% | $495 | 11 | −$1,089 | |
| 2 | $3,252 | 6.500% | $995 | 15 | −$600 | |
| 3 | $3,438 | 7.000% | $1,195 | 17 | −$414 | |
| 4 | $3,594 | 6.875% | $995 | 44 | −$258 | |
| 5 | $3,873 | 6.625% | $1,375 | 37 | +$21 | |
| 6 | $3,882 | 6.990% | $1,495 | 16 | +$30 | |
| 7 | $3,959 | 6.995% | $1,516 | 48 | +$107 | |
| 8 | $4,052 | 6.990% | $1,495 | 31 | +$200 | |
| 9 | $4,363 | 6.990% | $1,773 | 35 | +$511 | |
| 10 | $6,565 | 6.875% | $3,750 | 15 | +$2,713 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.