Purchase Originations
6,267
Ranked #75 nationally
Median Total Costs
$6,278
−6.0% vs national ($6,680)
↑ $73 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,042
Median Lender Credits
$421
Cost Rank (500+ vol.)
#305
among lenders with 500+ originations
Denial Rate
2.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,164 | 6.750% | $4,771 | $1,798 |
| fha | 2,026 | 6.625% | $9,547 | $2,957 |
| va | 575 | 6.625% | $6,243 | $1,395 |
| usda | 502 | 6.750% | $5,842 | $2,017 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 2,644 | 6.750% | $4,956 | #3 |
| Ohio | 739 | 6.750% | $7,604 | #37 |
| Texas | 543 | 6.500% | $10,458 | #110 |
| Maryland | 346 | 6.500% | $7,340 | #41 |
| Michigan | 296 | 6.625% | $5,606 | #63 |
| Illinois | 237 | 6.750% | $4,689 | #80 |
| Arkansas | 233 | 6.625% | $6,024 | #31 |
| Kentucky | 146 | 6.625% | $7,484 | #68 |
| Washington | 109 | 6.625% | $13,034 | #102 |
| Maine | 96 | 6.490% | $6,350 | #27 |
| Florida | 84 | 6.750% | $6,538 | #254 |
| Pennsylvania | 81 | 6.500% | $7,580 | #176 |
| California | 79 | 6.500% | $11,455 | #219 |
| Georgia | 75 | 6.625% | $9,653 | #159 |
| Tennessee | 75 | 6.750% | $5,689 | #144 |
| Indiana | 62 | 6.990% | $7,275 | #158 |
| Oregon | 62 | 6.312% | $13,030 | #86 |
| Virginia | 44 | 6.625% | $10,691 | — |
| Arizona | 41 | 6.490% | $11,950 | — |
| Wisconsin | 36 | 6.990% | $5,371 | — |
| Massachusetts | 29 | 6.875% | $12,524 | — |
| Alabama | 21 | 6.625% | $8,176 | — |
| Colorado | 21 | 6.624% | $9,144 | — |
| West Virginia | 18 | 7.125% | $6,235 | — |
| Idaho | 14 | 5.875% | $17,623 | — |
| Kansas | 14 | 6.625% | $4,161 | — |
| North Carolina | 14 | 6.250% | $9,696 | — |
| Nevada | 13 | 6.375% | $14,297 | — |
| Louisiana | 11 | 6.990% | $8,168 | — |
| New Mexico | 11 | 6.990% | $11,852 | — |
| South Carolina | 10 | 6.812% | $7,528 | — |
| Connecticut | 8 | 7.062% | $6,470 | — |
| Oklahoma | 8 | 6.750% | $5,867 | — |
| Delaware | 7 | 6.500% | $9,681 | — |
| Hawaii | 7 | 6.750% | $10,593 | — |
| Iowa | 7 | 6.625% | $5,930 | — |
| New Jersey | 7 | 6.875% | $11,699 | — |
| South Dakota | 4 | 6.562% | $5,430 | — |
| Vermont | 3 | 7.000% | $9,754 | — |
| District of Columbia | 2 | 6.120% | $28,088 | — |
| Minnesota | 2 | 6.625% | $6,172 | — |
| Montana | 2 | 6.375% | $15,774 | — |
| Rhode Island | 2 | 6.688% | $19,233 | — |
| Mississippi | 1 | 7.250% | $4,185 | — |
| Nebraska | 1 | 6.625% | $3,584 | — |
| New Hampshire | 1 | 6.990% | $5,235 | — |
| Wyoming | 1 | 7.250% | $10,020 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,033 | 6.500% | — | 94 | −$2,245 | |
| 2 | $4,244 | 6.875% | — | 61 | −$2,034 | |
| 3 | $4,401 | 6.750% | — | 131 | −$1,877 | |
| 4 | $4,526 | 6.750% | — | 63 | −$1,752 | |
| 5 | $4,551 | 6.875% | — | 297 | −$1,727 | |
| 6 | $4,643 | 6.875% | — | 518 | −$1,635 | |
| 7 | $4,770 | 6.750% | — | 148 | −$1,508 | |
| 8 | $5,058 | 6.875% | — | 230 | −$1,220 | |
| 9 | $5,429 | 6.750% | — | 116 | −$849 | |
| 10 | $5,542 | 6.625% | — | 129 | −$736 | |
| 11 | $5,964 | 6.750% | — | 63 | −$314 | |
| 12 | $5,967 | 6.625% | — | 120 | −$311 | |
| 13 | $6,226 | 6.625% | — | 104 | −$52 | |
| 14 | $7,112 | 6.750% | — | 190 | +$834 | |
| 15 | $7,806 | 6.750% | — | 86 | +$1,528 | |
| 16 | $8,425 | 6.500% | — | 70 | +$2,147 | |
| 17 | $8,950 | 6.750% | — | 62 | +$2,672 | |
| 18 | $10,440 | 6.375% | — | 177 | +$4,162 | |
| 19 | $10,735 | 6.500% | — | 85 | +$4,457 | |
| 20 | $13,626 | 6.625% | — | 61 | +$7,348 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Das Acquisition Company, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $235,000 | $335,000 | −$100,000 (−29.9%) |
| Median total closing costs | $6,278 | $7,127 | −$849 (−11.9%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.