Mortgage lender closing cost rankings in Oklahoma (2024)
In Oklahoma, homebuyers paid a median of $6,119 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.62% across 33,546 purchase originations. The most active lender was First United Bank and Trust Company with 2,335 originations. The lowest-cost lender (with 50+ loans) was Vision Bank at $2,280.
Median Total Costs
$6,119
−9.2% vs national ($6,741)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,800
Purchase Originations
33,546
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 17,626 | 6.750% | $4,883 |
| fha | 9,280 | 6.625% | $8,902 |
| va | 5,571 | 6.375% | $5,559 |
| usda | 1,069 | 6.500% | $6,189 |
Lowest closing cost lenders in Oklahoma
Ranked by median total loan costs among lenders with 50+ purchase originations in Oklahoma.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,280 | 7.500% | $290 | 78 | −$3,839 | |
| 2 | $2,358 | 6.125% | $948 | 253 | −$3,761 | |
| 3 | $2,786 | 9.140% | $2,707 | 58 | −$3,333 | |
| 4 | $3,340 | 6.125% | $0 | 439 | −$2,779 | |
| 5 | $3,602 | 7.750% | $0 | 165 | −$2,517 | |
| 6 | $3,622 | 6.625% | $295 | 266 | −$2,497 | |
| 7 | $3,705 | 6.500% | $750 | 135 | −$2,414 | |
| 8 | $3,732 | 6.750% | $1,005 | 68 | −$2,387 | |
| 9 | $3,806 | 6.500% | $1,021 | 342 | −$2,313 | |
| 10 | $3,929 | 6.688% | $0 | 1,552 | −$2,190 | |
| 11 | $3,977 | 6.990% | $1,075 | 911 | −$2,142 | |
| 12 | $3,979 | 6.875% | $1,200 | 58 | −$2,140 | |
| 13 | $3,999 | 6.875% | $1,100 | 99 | −$2,120 | |
| 14 | $4,001 | 6.500% | $946 | 133 | −$2,118 | |
| 15 | $4,035 | 6.625% | $1,299 | 171 | −$2,084 | |
| 16 | $4,126 | 7.125% | $448 | 162 | −$1,993 | |
| 17 | $4,232 | 6.625% | $1,174 | 200 | −$1,887 | |
| 18 | $4,330 | 6.375% | $1,674 | 55 | −$1,789 | |
| 19 | $4,377 | 6.625% | $1,169 | 93 | −$1,742 | |
| 20 | $4,406 | 6.875% | $1,245 | 86 | −$1,713 | |
| 21 | $4,406 | 6.375% | $1,160 | 69 | −$1,713 | |
| 22 | $4,436 | 6.625% | $1,050 | 170 | −$1,683 | |
| 23 | $4,484 | 7.619% | $1,750 | 72 | −$1,635 | |
| 24 | $4,620 | 6.750% | $1,444 | 130 | −$1,499 | |
| 25 | $4,654 | 6.210% | $1,250 | 220 | −$1,465 |
Includes lenders with 50+ purchase originations in Oklahoma. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Oklahoma County
6,475 originations
Tulsa County
5,932 originations
Canadian County
2,740 originations
Cleveland County
2,525 originations
Wagoner County
1,375 originations
Comanche County
1,148 originations
Rogers County
1,060 originations
Logan County
699 originations
Pottawatomie County
685 originations
Creek County
613 originations
McClain County
602 originations
Grady County
577 originations
Muskogee County
516 originations
Payne County
491 originations
Washington County
474 originations
Garfield County
429 originations
Bryan County
389 originations
Osage County
377 originations
Stephens County
314 originations
Kay County
301 originations
Carter County
296 originations
Mayes County
296 originations
Lincoln County
295 originations
Cherokee County
294 originations
Le Flore County
283 originations
Pittsburg County
275 originations
Sequoyah County
268 originations
Delaware County
267 originations
Okmulgee County
260 originations
Pontotoc County
227 originations
Ottawa County
206 originations
Jackson County
204 originations
Garvin County
162 originations
Custer County
143 originations
Marshall County
139 originations
McIntosh County
129 originations
Kingfisher County
128 originations
Seminole County
117 originations
Beckham County
116 originations
Woodward County
114 originations
Caddo County
113 originations
Texas County
107 originations
Pawnee County
103 originations
See Oklahoma closing cost details, fee benchmarks, and county comparisons → Oklahoma Closing Costs Guide
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.