Grade B · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$6,765
median across reports
vs. National Average
111%
above national avg
Avg Origination Charge
$2,854
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $3,454 | $2,054 | 🔺 High |
| Origination Fee | $2,854 | $1,786 | 🔺 High |
| lender_credits | $1,132 | $401 | 🔺 High |
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Based on 4,867 homebuyer-submitted Closing Disclosures, First United Bank and Trust Company's median total closing costs are $6,765. This is about 111% above the $3,201 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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