Mortgage lender closing cost rankings in Arkansas (2024)
In Arkansas, homebuyers paid a median of $4,991 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.62% across 25,831 purchase originations. The most active lender was Arvest Bank with 2,341 originations. The lowest-cost lender (with 50+ loans) was MORTGAGE SOLUTIONS OF COLORADO, LLC at $566.
Median Total Costs
$4,991
−26.0% vs national ($6,741)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,897
Purchase Originations
25,831
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 14,280 | 6.625% | $3,813 |
| fha | 6,598 | 6.500% | $8,086 |
| va | 3,416 | 6.490% | $4,557 |
| usda | 1,537 | 6.500% | $5,449 |
Lowest closing cost lenders in Arkansas
Ranked by median total loan costs among lenders with 50+ purchase originations in Arkansas.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $566 | 7.750% | $0 | 63 | −$4,425 | |
| 2 | $1,528 | 8.750% | $250 | 60 | −$3,463 | |
| 3 | $1,884 | 8.500% | $455 | 69 | −$3,107 | |
| 4 | $1,897 | 7.050% | $825 | 110 | −$3,094 | |
| 5 | $2,078 | 8.500% | $320 | 87 | −$2,913 | |
| 6 | $2,429 | 6.125% | $0 | 250 | −$2,562 | |
| 7 | $2,996 | 6.125% | $1,085 | 131 | −$1,995 | |
| 8 | $3,160 | 6.500% | $895 | 140 | −$1,831 | |
| 9 | $3,180 | 6.500% | $1,195 | 177 | −$1,811 | |
| 10 | $3,190 | 6.312% | $250 | 78 | −$1,801 | |
| 11 | $3,195 | 6.625% | $1,264 | 209 | −$1,796 | |
| 12 | $3,205 | 6.625% | $0 | 64 | −$1,786 | |
| 13 | $3,327 | 6.250% | $1,200 | 417 | −$1,664 | |
| 14 | $3,390 | 6.375% | $1,099 | 119 | −$1,601 | |
| 15 | $3,474 | 6.625% | $975 | 362 | −$1,517 | |
| 16 | $3,546 | 6.500% | $1,280 | 88 | −$1,445 | |
| 17 | $3,610 | 6.490% | $1,546 | 50 | −$1,381 | |
| 18 | $3,619 | 6.625% | $0 | 922 | −$1,372 | |
| 19 | $3,701 | 6.625% | $950 | 311 | −$1,290 | |
| 20 | $3,888 | 6.625% | $1,358 | 454 | −$1,103 | |
| 21 | $3,932 | 6.750% | $1,500 | 100 | −$1,059 | |
| 22 | $3,960 | 6.625% | $1,544 | 78 | −$1,031 | |
| 23 | $4,013 | 6.625% | $1,563 | 2,341 | −$978 | |
| 24 | $4,036 | 6.500% | $1,104 | 192 | −$955 | |
| 25 | $4,083 | 6.500% | $1,179 | 370 | −$908 |
Includes lenders with 50+ purchase originations in Arkansas. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Benton County
4,927 originations
Pulaski County
3,311 originations
Washington County
2,678 originations
Saline County
1,625 originations
Faulkner County
1,409 originations
Sebastian County
1,064 originations
Craighead County
961 originations
Lonoke County
860 originations
Garland County
747 originations
White County
686 originations
Crawford County
523 originations
Pope County
508 originations
Baxter County
392 originations
Greene County
378 originations
Boone County
275 originations
Independence County
273 originations
Jefferson County
260 originations
Crittenden County
249 originations
Mississippi County
224 originations
Hot Spring County
213 originations
Cleburne County
208 originations
Miller County
198 originations
Union County
193 originations
Johnson County
187 originations
Poinsett County
169 originations
Carroll County
158 originations
Clark County
136 originations
Conway County
129 originations
Sharp County
122 originations
Franklin County
119 originations
Grant County
115 originations
Yell County
111 originations
Randolph County
110 originations
Lawrence County
109 originations
Logan County
107 originations
Columbia County
106 originations
Marion County
106 originations
Van Buren County
106 originations
See Arkansas closing cost details, fee benchmarks, and county comparisons → Arkansas Closing Costs Guide
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.