First Security Bank closing costs and rates (2024)
In 2024, First Security Bank originated 417 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $3,327. That is $3,414 below the national median of $6,741. First Security Bank is most active in Arkansas with 417 originations there.
Purchase Originations
417
Median Total Costs
$3,327
−50.6% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,200
Median Lender Credits
$89
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 309 | 6.375% | $3,094 | $1,200 |
| fha | 58 | 5.875% | $5,756 | $1,200 |
| usda | 31 | 6.000% | $3,706 | $882 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arkansas | 417 | 6.250% | $3,327 | #14 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,837 | 6.312% | — | 16 | −$1,490 | |
| 2 | $2,354 | 6.250% | — | 28 | −$973 | |
| 3 | $2,388 | 6.250% | — | 19 | −$939 | |
| 4 | $2,423 | 6.747% | — | 2 | −$904 | |
| 5 | $3,036 | 6.500% | — | 28 | −$291 | |
| 6 | $3,046 | 6.500% | — | 26 | −$281 | |
| 7 | $3,142 | 6.125% | — | 19 | −$185 | |
| 8 | $3,279 | 6.500% | — | 3 | −$48 | |
| 9 | $3,560 | 6.562% | — | 26 | +$233 | |
| 10 | $3,687 | 6.000% | — | 66 | +$360 | |
| 11 | $3,712 | 6.625% | — | 3 | +$385 | |
| 12 | $3,913 | 6.250% | — | 33 | +$586 | |
| 13 | $3,956 | 6.438% | — | 40 | +$629 | |
| 14 | $4,059 | 6.125% | — | 68 | +$732 | |
| 15 | $4,245 | 5.875% | — | 1 | +$918 | |
| 16 | $4,573 | 6.375% | — | 10 | +$1,246 | |
| 17 | $4,659 | 6.062% | — | 14 | +$1,332 | |
| 18 | $5,429 | 6.125% | — | 2 | +$2,102 | |
| 19 | $5,561 | 6.312% | — | 4 | +$2,234 | |
| 20 | $6,797 | 5.875% | — | 1 | +$3,470 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.