Homebuyers in Jefferson County County who chose PINE BLUFF COTTON BELT Federal Credit Union paid $3,181 less in closing costs than the county median.
County Median Costs
$6,059
+18.5% vs Arkansas ($5,115)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,408
Purchase Originations
330
Denial Rate
15.4%
vs Arkansas avg (12.6%)
vs Arkansas Median
18.5% above
$944
vs National Median
9.3% below
$-621
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,878 | 6.625% | $1,026 | 16 | −$1,200 | |
| 2 | $4,089 | 6.750% | $2,319 | 14 | +$11 | |
| 3 | $4,766 | 6.875% | $2,708 | 17 | +$688 | |
| 4 | $6,381 | 6.875% | $4,109 | 12 | +$2,303 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.