Lowest closing cost mortgage lenders in Jefferson County County, Arkansas
In Jefferson County, Arkansas, homebuyers paid a median of $5,434 in closing costs in 2024 — above the Arkansas median of $4,991. The county saw 260 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,048, which is $3,570 less than the county median.
Homebuyers in Jefferson County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,386 less in closing costs than the county median.
County Median Costs
$5,434
+8.9% vs Arkansas ($4,991)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$2,339
Purchase Originations
260
vs Arkansas Median
8.9% above
$443
vs National Median
19.4% below
$-1,307
Lender rankings in Jefferson County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,486 | 6.875% | $900 | 14 | −$1,632 | |
| 2 | $3,118 | 6.875% | $1,481 | 15 | −$1,000 | |
| 3 | $4,832 | 6.990% | $2,907 | 23 | +$714 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arkansas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.