MORTGAGE FINANCIAL SERVICES, LLC closing costs and rates (2024)
In 2024, MORTGAGE FINANCIAL SERVICES, LLC originated 1,876 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $9,400. That ranks #233 nationally by origination volume. For total closing costs among lenders with 500+ originations, MORTGAGE FINANCIAL SERVICES, LLC ranks #522. That is $2,659 above the national median of $6,741. MORTGAGE FINANCIAL SERVICES, LLC is most active in Texas with 1,508 originations there.
Purchase Originations
1,876
Ranked #233 nationally
Median Total Costs
$9,400
+39.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,365
Median Lender Credits
$1,562
Cost Rank (500+ vol.)
#522
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 914 | 6.625% | $11,481 | $3,676 |
| conventional | 652 | 6.875% | $6,498 | $3,258 |
| va | 244 | 6.562% | $8,933 | $2,890 |
| usda | 66 | 6.625% | $6,428 | $2,069 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,898 | 6.875% | — | 27 | −$3,502 | |
| 2 | $6,199 | 6.875% | — | 26 | −$3,201 | |
| 3 | $6,429 | 6.990% | — | 61 | −$2,971 | |
| 4 | $7,066 | 6.875% | — | 88 | −$2,334 | |
| 5 | $7,654 | 6.625% | — | 33 | −$1,746 | |
| 6 | $7,975 | 6.625% | — | 196 | −$1,425 | |
| 7 | $9,087 | 6.624% | — | 25 | −$313 | |
| 8 | $9,363 | 6.875% | — | 58 | −$37 | |
| 9 | $10,286 | 6.625% | — | 82 | +$886 | |
| 10 | $10,501 | 6.500% | — | 36 | +$1,101 | |
| 11 | $10,777 | 6.625% | — | 126 | +$1,377 | |
| 12 | $10,926 | 6.375% | — | 93 | +$1,526 | |
| 13 | $11,023 | 6.624% | — | 32 | +$1,623 | |
| 14 | $11,516 | 6.625% | — | 70 | +$2,116 | |
| 15 | $12,054 | 6.500% | — | 52 | +$2,654 | |
| 16 | $12,056 | 6.750% | — | 29 | +$2,656 | |
| 17 | $13,318 | 6.375% | — | 62 | +$3,918 | |
| 18 | $13,714 | 6.750% | — | 46 | +$4,314 | |
| 19 | $14,678 | 6.250% | — | 27 | +$5,278 | |
| 20 | $16,344 | 6.250% | — | 60 | +$6,944 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.