Mortgage lender closing cost rankings in Mississippi (2024)
In Mississippi, homebuyers paid a median of $6,153 in total closing costs on purchase mortgages in 2024, which is below the national median of $6,741. The median interest rate was 6.50% across 19,369 purchase originations. The most active lender was Trustmark Bank with 1,795 originations. The lowest-cost lender (with 50+ loans) was DSLD MORTGAGE, LLC at $1,220.
Median Total Costs
$6,153
−8.7% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,770
Purchase Originations
19,369
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 8,363 | 6.750% | $4,437 |
| fha | 6,614 | 6.250% | $8,480 |
| va | 3,272 | 6.250% | $5,310 |
| usda | 1,120 | 6.375% | $6,331 |
Lowest closing cost lenders in Mississippi
Ranked by median total loan costs among lenders with 50+ purchase originations in Mississippi.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,220 | 5.990% | $0 | 255 | −$4,933 | |
| 2 | $1,684 | 9.400% | $999 | 67 | −$4,469 | |
| 3 | $2,606 | 9.615% | $2,536 | 132 | −$3,547 | |
| 4 | $3,435 | 7.000% | $0 | 66 | −$2,718 | |
| 5 | $3,437 | 6.250% | $1,250 | 179 | −$2,716 | |
| 6 | $3,470 | 6.125% | $0 | 290 | −$2,683 | |
| 7 | $3,477 | 6.625% | $1,075 | 125 | −$2,676 | |
| 8 | $3,497 | 8.350% | $2,951 | 99 | −$2,656 | |
| 9 | $3,710 | 6.750% | $950 | 70 | −$2,443 | |
| 10 | $3,818 | 6.625% | $995 | 505 | −$2,335 | |
| 11 | $4,004 | 6.625% | $1,099 | 104 | −$2,149 | |
| 12 | $4,035 | 6.750% | $0 | 889 | −$2,118 | |
| 13 | $4,156 | 6.500% | $1,236 | 116 | −$1,997 | |
| 14 | $4,218 | 6.812% | $999 | 50 | −$1,935 | |
| 15 | $4,239 | 6.375% | $1,772 | 70 | −$1,914 | |
| 16 | $4,396 | 6.875% | $1,400 | 649 | −$1,757 | |
| 17 | $4,438 | 6.625% | $950 | 201 | −$1,715 | |
| 18 | $4,579 | 6.500% | $1,414 | 127 | −$1,574 | |
| 19 | $4,808 | 6.750% | $1,595 | 119 | −$1,345 | |
| 20 | $5,354 | 6.500% | $1,728 | 435 | −$799 | |
| 21 | $5,439 | 6.500% | $1,370 | 1,148 | −$714 | |
| 22 | $5,545 | 6.750% | $1,642 | 179 | −$608 | |
| 23 | $5,548 | 6.125% | $0 | 372 | −$605 | |
| 24 | $5,671 | 6.625% | $1,760 | 615 | −$482 | |
| 25 | $5,678 | 6.625% | $447 | 188 | −$475 |
Includes lenders with 50+ purchase originations in Mississippi. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
DeSoto County
2,323 originations
Harrison County
2,167 originations
Rankin County
1,647 originations
Jackson County
1,282 originations
Madison County
1,145 originations
Hinds County
1,101 originations
Lee County
658 originations
Lamar County
558 originations
Forrest County
479 originations
Pearl River County
459 originations
Lowndes County
450 originations
Hancock County
427 originations
Lauderdale County
406 originations
Marshall County
370 originations
Lafayette County
347 originations
Jones County
313 originations
Oktibbeha County
269 originations
George County
237 originations
Warren County
231 originations
Tate County
207 originations
Monroe County
194 originations
Pike County
181 originations
Panola County
179 originations
Alcorn County
178 originations
Pontotoc County
166 originations
Lincoln County
161 originations
Itawamba County
154 originations
Union County
140 originations
Stone County
131 originations
Prentiss County
128 originations
Simpson County
126 originations
Adams County
118 originations
See Mississippi closing cost details, fee benchmarks, and county comparisons → Mississippi Closing Costs Guide
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.