Lowest closing cost mortgage lenders in Pearl River County County, Mississippi
In Pearl River County, Mississippi, homebuyers paid a median of $6,476 in closing costs in 2024 — above the Mississippi median of $6,153. The county saw 459 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,254, which is $1,673 less than the county median.
Homebuyers in Pearl River County County who chose NAVY FEDERAL CREDIT UNION paid $3,222 less in closing costs than the county median.
County Median Costs
$6,476
+5.3% vs Mississippi ($6,153)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,156
Purchase Originations
459
vs Mississippi Median
5.3% above
$323
vs National Median
3.9% below
$-265
Lender rankings in Pearl River County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,708 | 6.750% | $995 | 29 | −$774 | |
| 2 | $5,099 | 6.500% | $2,355 | 10 | +$617 | |
| 3 | $6,255 | 6.500% | $3,614 | 10 | +$1,773 |
Includes lenders with 10+ purchase originations in Pearl River County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Mississippi → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.