Purchase Originations
2,533
Ranked #182 nationally
Median Total Costs
$7,659
+14.7% vs national ($6,680)
↑ $359 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,975
Median Lender Credits
$90
Cost Rank (500+ vol.)
#419
among lenders with 500+ originations
Denial Rate
1.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 1,150 | 6.490% | $9,528 | $2,057 |
| conventional | 945 | 6.625% | $5,570 | $2,059 |
| va | 278 | 6.500% | $5,024 | $0 |
| usda | 160 | 6.250% | $6,889 | $1,853 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Louisiana | 1,094 | 6.500% | $7,521 | #5 |
| Texas | 597 | 6.500% | $8,670 | #102 |
| Arkansas | 393 | 6.500% | $6,522 | #16 |
| Tennessee | 197 | 6.500% | $9,555 | #78 |
| Indiana | 97 | 6.750% | $5,556 | #131 |
| Georgia | 62 | 6.495% | $7,285 | #187 |
| Mississippi | 61 | 6.490% | $6,558 | #64 |
| Florida | 7 | 6.750% | $8,257 | — |
| Alabama | 4 | 6.058% | $3,768 | — |
| Ohio | 4 | 6.370% | $11,624 | — |
| New Mexico | 3 | 6.124% | $5,206 | — |
| Virginia | 3 | 6.625% | $4,808 | — |
| Missouri | 2 | 6.312% | $5,992 | — |
| North Carolina | 2 | 6.245% | $9,565 | — |
| Oklahoma | 2 | 6.870% | $6,792 | — |
| Colorado | 1 | 7.125% | $6,440 | — |
| Kansas | 1 | 6.990% | $10,260 | — |
| Kentucky | 1 | 6.875% | $13,492 | — |
| Michigan | 1 | 6.990% | $4,664 | — |
| South Carolina | 1 | 6.250% | $4,780 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,374 | 6.625% | — | 119 | −$2,285 | |
| 2 | $5,862 | 6.495% | — | 46 | −$1,797 | |
| 3 | $6,458 | 6.490% | — | 75 | −$1,201 | |
| 4 | $6,542 | 6.490% | — | 39 | −$1,117 | |
| 5 | $6,592 | 6.490% | — | 73 | −$1,067 | |
| 6 | $6,833 | 6.625% | — | 140 | −$826 | |
| 7 | $6,870 | 6.750% | — | 33 | −$789 | |
| 8 | $7,236 | 6.500% | — | 48 | −$423 | |
| 9 | $7,329 | 6.490% | — | 195 | −$330 | |
| 10 | $7,530 | 6.500% | — | 107 | −$129 | |
| 11 | $8,019 | 6.500% | — | 116 | +$360 | |
| 12 | $8,043 | 6.490% | — | 54 | +$384 | |
| 13 | $8,425 | 6.625% | — | 43 | +$766 | |
| 14 | $8,917 | 5.990% | — | 72 | +$1,258 | |
| 15 | $9,040 | 6.580% | — | 121 | +$1,381 | |
| 16 | $9,056 | 6.500% | — | 102 | +$1,397 | |
| 17 | $9,086 | 6.624% | — | 37 | +$1,427 | |
| 18 | $9,202 | 6.250% | — | 35 | +$1,543 | |
| 19 | $9,650 | 6.490% | — | 65 | +$1,991 | |
| 20 | $9,702 | 6.125% | — | 40 | +$2,043 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Eustis Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $245,000 | $335,000 | −$90,000 (−26.9%) |
| Median total closing costs | $7,659 | $7,127 | +$532 (+7.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.