Mortgage lender closing cost rankings in Georgia (2024)
In Georgia, homebuyers paid a median of $7,943 in total closing costs on purchase mortgages in 2024, which is above the national median of $6,741. The median interest rate was 6.50% across 104,837 purchase originations. The most active lender was UNITED WHOLESALE MORTGAGE, LLC with 8,266 originations. The lowest-cost lender (with 50+ loans) was SIRVA MORTGAGE, INC. at $17.
Median Total Costs
$7,943
+17.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,072
Purchase Originations
104,837
By loan type
| Loan type | Volume | Median Rate | Median Total Costs |
|---|---|---|---|
| conventional | 60,585 | 6.625% | $6,375 |
| fha | 27,910 | 6.250% | $11,968 |
| va | 15,264 | 6.250% | $6,873 |
| usda | 1,078 | 6.250% | $7,794 |
Lowest closing cost lenders in Georgia
Ranked by median total loan costs among lenders with 50+ purchase originations in Georgia.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $17 | 6.625% | $0 | 62 | −$7,926 | |
| 2 | $648 | 6.450% | $225 | 103 | −$7,295 | |
| 3 | $961 | 7.750% | $0 | 208 | −$6,982 | |
| 4 | $1,909 | 6.125% | $0 | 861 | −$6,034 | |
| 5 | $2,348 | 6.125% | $760 | 230 | −$5,595 | |
| 6 | $3,589 | 6.125% | $1,364 | 264 | −$4,354 | |
| 7 | $3,687 | 5.490% | $101 | 339 | −$4,256 | |
| 8 | $3,751 | 6.125% | $495 | 54 | −$4,192 | |
| 9 | $4,223 | 6.875% | $1,380 | 81 | −$3,720 | |
| 10 | $4,238 | 6.625% | $0 | 426 | −$3,705 | |
| 11 | $4,270 | 6.625% | $1,075 | 60 | −$3,673 | |
| 12 | $4,288 | 6.125% | $0 | 1,528 | −$3,655 | |
| 13 | $4,432 | 6.625% | $1,460 | 89 | −$3,511 | |
| 14 | $4,476 | 6.125% | $250 | 261 | −$3,467 | |
| 15 | $4,575 | 6.000% | $1,556 | 802 | −$3,368 | |
| 16 | $4,586 | 6.812% | $893 | 52 | −$3,357 | |
| 17 | $4,616 | 6.500% | $995 | 379 | −$3,327 | |
| 18 | $4,740 | 6.500% | $1,297 | 112 | −$3,203 | |
| 19 | $4,878 | 6.490% | $1,595 | 1,536 | −$3,065 | |
| 20 | $4,892 | 6.062% | $815 | 182 | −$3,051 | |
| 21 | $4,899 | 6.500% | $1,435 | 664 | −$3,044 | |
| 22 | $4,952 | 6.500% | $0 | 163 | −$2,991 | |
| 23 | $4,985 | 6.625% | $1,295 | 97 | −$2,958 | |
| 24 | $5,035 | 7.375% | $2,900 | 107 | −$2,908 | |
| 25 | $5,041 | 6.625% | $0 | 3,299 | −$2,902 |
Includes lenders with 50+ purchase originations in Georgia. Source: HMDA 2024. Sorted by median total loan costs.
Rankings by county
Fulton County
10,466 originations
Gwinnett County
8,967 originations
Cobb County
7,465 originations
DeKalb County
6,383 originations
Cherokee County
3,817 originations
Forsyth County
3,337 originations
Henry County
3,227 originations
Chatham County
2,912 originations
Paulding County
2,733 originations
Columbia County
2,299 originations
Houston County
2,280 originations
Clayton County
2,037 originations
Coweta County
1,950 originations
Hall County
1,935 originations
Jackson County
1,754 originations
Douglas County
1,575 originations
Bartow County
1,547 originations
Barrow County
1,471 originations
Richmond County
1,439 originations
Muscogee County
1,439 originations
Walton County
1,368 originations
Carroll County
1,359 originations
Newton County
1,225 originations
Fayette County
1,198 originations
Liberty County
1,189 originations
Lowndes County
1,145 originations
Bibb County
1,132 originations
Rockdale County
987 originations
Effingham County
986 originations
Camden County
970 originations
Bryan County
907 originations
Spalding County
880 originations
Floyd County
874 originations
Glynn County
777 originations
Whitfield County
759 originations
Catoosa County
723 originations
Walker County
720 originations
Clarke County
704 originations
Troup County
675 originations
Bulloch County
639 originations
Dawson County
638 originations
Long County
593 originations
Gordon County
532 originations
Habersham County
487 originations
Pickens County
460 originations
Harris County
416 originations
Oconee County
399 originations
Polk County
376 originations
Dougherty County
368 originations
Lee County
343 originations
Haralson County
336 originations
Monroe County
319 originations
Lumpkin County
311 originations
Gilmer County
307 originations
Wayne County
300 originations
Stephens County
288 originations
Murray County
269 originations
White County
269 originations
Madison County
268 originations
Butts County
263 originations
Thomas County
263 originations
Hart County
254 originations
Peach County
248 originations
Union County
241 originations
Jasper County
233 originations
Franklin County
230 originations
Laurens County
229 originations
Putnam County
224 originations
Lamar County
221 originations
Greene County
220 originations
Meriwether County
220 originations
Banks County
219 originations
Jones County
206 originations
Pike County
195 originations
Upson County
184 originations
Tift County
180 originations
McDuffie County
176 originations
Ware County
173 originations
Baldwin County
172 originations
Colquitt County
171 originations
Fannin County
166 originations
Chattooga County
165 originations
Oglethorpe County
161 originations
Morgan County
156 originations
Coffee County
149 originations
McIntosh County
148 originations
Pierce County
145 originations
Brantley County
140 originations
Decatur County
137 originations
Rabun County
137 originations
Burke County
131 originations
Lanier County
114 originations
Berrien County
113 originations
Elbert County
112 originations
Dade County
107 originations
Grady County
102 originations
Towns County
101 originations
Toombs County
101 originations
See Georgia closing cost details, fee benchmarks, and county comparisons → Georgia Closing Costs Guide
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.